Auto loans
Auto loans catalogue
Compare car financing from banks across the Philippines. Facts shown in the same order, with sources.
Payment from
₱13,146 / month
Illustrative 9.4% annual rate. Not an offer or approval.
6 results
| Product | Rate | Est. EAR (all-in) | Est. payment | Overpayment | Amount / Term | Processing fee | Bank rating | |
|---|---|---|---|---|---|---|---|---|
 Auto LoanRizal Commercial Banking | From 5.35%flat rate | From 10.2% | ₱13,170 /mo | Unknown | From ₱200,000Up to 60 mos | Exists | 3.8 15 reviews | Apply |
 Auto LoanEast West Banking | From 5.91%flat rate | From 11.3% | ₱13,240 /mo | Unknown | From ₱200,000Up to 60 mos | Exists | 3.6 15 reviews | Apply |
 Auto LoanBDO Unibank | 6.88-14%p.a. | From 10.3% | ₱13,176 /mo | From ₱14k | Up to ₱5,000,00012–60 mos | From ₱6000 | 3.7 16 reviews | Apply |
 Auto LoanBank of Commerce | 7.5-15%p.a. | From 10.5% | ₱13,189 /mo | Unknown | From ₱100,000Up to 60 mos | Exists | 3.5 15 reviews | Apply |
 Sangla OR/CRAsialink Finance | 9% – 22%p.a. | 9.4-24.4% | ₱13,119–₱14,042 /mo | Unknown | ₱50,000-₱1,000,000Up to 48 mos | Exists | 0.0 0 reviews | Apply |
 Auto LoanPhilippine Savings Bank | From 10.65%p.a. | From 12.7% | ₱13,328 /mo | From ₱16k | From ₱300,000Up to 60 mos | From ₱5700 | 3.1 15 reviews | Apply |
- Rate
- From 5.35%flat rate
- Est. EAR (all-in)
- From 10.2%
- Est. payment
- ₱13,170 /mo
- Overpayment
- Unknown
- Amount
- From ₱200,000
- Term
- Up to 60 mos
- Processing fee
- Exists
- Rate
- From 5.91%flat rate
- Est. EAR (all-in)
- From 11.3%
- Est. payment
- ₱13,240 /mo
- Overpayment
- Unknown
- Amount
- From ₱200,000
- Term
- Up to 60 mos
- Processing fee
- Exists
- Rate
- 6.88-14%p.a.
- Est. EAR (all-in)
- From 10.3%
- Est. payment
- ₱13,176 /mo
- Overpayment
- From ₱14k
- Amount
- Up to ₱5,000,000
- Term
- 12–60 mos
- Processing fee
- From ₱6000
- Rate
- 7.5-15%p.a.
- Est. EAR (all-in)
- From 10.5%
- Est. payment
- ₱13,189 /mo
- Overpayment
- Unknown
- Amount
- From ₱100,000
- Term
- Up to 60 mos
- Processing fee
- Exists
- Rate
- 9% – 22%p.a.
- Est. EAR (all-in)
- 9.4-24.4%
- Est. payment
- ₱13,119–₱14,042 /mo
- Overpayment
- Unknown
- Amount
- ₱50,000-₱1,000,000
- Term
- Up to 48 mos
- Processing fee
- Exists
- Rate
- From 10.65%p.a.
- Est. EAR (all-in)
- From 12.7%
- Est. payment
- ₱13,328 /mo
- Overpayment
- From ₱16k
- Amount
- From ₱300,000
- Term
- Up to 60 mos
- Processing fee
- From ₱5700
Frequently asked questions
How much down payment do I need for a car loan?+
Most car loans require around 20% down and finance the remaining 80% over the term. Compare rates and terms in the auto loans table, and estimate payments with the calculator.
Is a used-car loan different from a new-car loan?+
Yes — used-car loans usually have shorter terms and slightly higher rates because the collateral depreciates faster. Check current offers in the auto loans table.
Finsyal works to keep this information accurate and current, but figures may differ from what a provider shows on its own website. Everything here is provided without warranty and can change over time — if you spot an error or something out of date, please contact us. Opinions are the author’s own and have not been reviewed, approved, or endorsed by any provider.