Online loans

Online loans catalogue

Small, short-term online loans. Compare rates and terms transparently, with sources.

Amount you want to borrow₱150,000

Preferred repayment term12 months

Payment from

₱14,388 / month

Illustrative 26.8% annual rate. Not an offer or approval.

Filters

14 results

Sort: Lowest overpayment

About these estimates

The payment, Est. EAR (all-in) and overpayment are estimates for the amount and term you set — for comparison only; the exact monthly payment and terms depend on approval, so confirm them with the lender. EAR is the loan's true yearly cost as a percentage, including interest and the processing fee as a range across the loan amount (a fixed fee weighs far more on a small loan). If a bank quotes you a different number, calculate your exact EAR →

Product	Rate	Est. EAR (all-in)?Effective annual rate — the true yearly cost of the loan as a percentage, including how interest is charged plus the processing fee. Shown as a range across the loan amount; a fixed fee weighs more on a small loan. Lower is cheaper.	Est. payment?The estimated monthly instalment for the amount and term you set above the table, at the lender's rate. A range means the lender's rate is a range. Illustrative only — your actual payment depends on approval.	Overpayment?The total pesos you pay on top of what you borrow — interest plus fees — for the amount and term you set above the table. Shown as a range across the lender's rate, using the effective rate (EAR) and the processing fee. "Unknown" means the lender doesn't publish enough to calculate — those rows sit at the bottom.	Amount / Term	Processing fee	Bank rating
SAVii Salary LoanSavii	0.5-3.5%monthly add-on	26.8%	₱13,246–₱17,743 /mo	₱8,956–₱63k	₱5,000–₱500,000Up to 60 mos		★★★★★3.3 15 reviews	Apply
GLoan and GLoan SaktoGCash	From 1.59%monthly add-on	140.4%	₱15,092–₱15,724 /mo	From ₱36k–₱43k	Up to ₱150,000Up to 24 mos	3%	★★★★★3.3 15 reviews	Apply
Cash LoanSkyro Lending Inc	1.5-7%per month	204.5%	₱14,929–₱23,109 /mo	₱59k–₱157k	₱5,000–₱250,000Up to 24 mos	Up to 20%	★★★★★3.4 15 reviews	Apply
SPayLaterSeamoney (Credit) Finance Phil	1-5%monthly add-on	23.9-179%	₱14,012–₱20,870 /mo	₱29k–₱111k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	UnknownUp to 12 mos	0–7%	★★★★★3.5 15 reviews	Apply
Revolving Cash LoanAcom Consumer Finance	4.988%per month	60.3–104.9%	₱15,973 /mo	₱43k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱5,000–₱500,000From 6 mos	₱1500	★★★★★3.3 15 reviews	Apply
Cash LoanAkulaku	Up to 2.5%monthly add-on	75.4-76.4%	₱16,728–₱16,775 /mo	₱51k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	Up to ₱60,000Up to 6 mos		★★★★★3.3 16 reviews	Apply
Digital microloanTala Financing Philippines	3.6-5.6%monthly add-on	74.8-135%	₱16,699–₱19,269 /mo	From ₱56k–₱87k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱1,000–₱25,000Up to 2 mos	From 3.99%	★★★★★3.9 15 reviews	Apply
Cash Loan & InstallmentsBillEase	4.6-6%monthly add-on	101-119.4%	₱17,882–₱18,651 /mo	₱65k–₱74k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	Up to ₱40,000Up to 3 mos		★★★★★0.0 0 reviews	Apply
Cash LoanCashalo	Up to 6%monthly add-on	101.2-187.4%	₱17,891–₱21,155 /mo	₱74k–₱113k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱500–₱13,000Up to 4 mos	Up to 6%	★★★★★3.0 15 reviews	Apply
Quick LoanTonik Digital Bank	4.2%monthly add-on	120-125%	₱18,676–₱18,877 /mo	₱74k–₱77k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	Up to ₱50,000Up to 12 mos		★★★★★3.6 15 reviews	Apply
Online personal loanFinbro	0-6%monthly add-on	0-198%	₱21,506 /mo	₱108k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱1,000–₱50,000Up to 12 mos		★★★★★3.1 15 reviews	Apply
Salary LoanVidalia Lending	6%monthly add-on	100.6%	₱21,242–₱22,019 /mo	₱112k–₱122k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱20,000–₱100,000Up to 12 mos	5%	★★★★★2.9 15 reviews	Apply
Online cash loanMoneycat Financing	0-11.9%per month	145%	₱24,091 /mo	₱139k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.	₱500–₱20,000Up to 6 mos		★★★★★3.1 15 reviews	Apply
Cash LoanAtome	1-6%monthly add-on	24.9-199.2%	₱14,071–₱21,545 /mo	Unknown	Up to ₱55,000Up to 12 mos	Individual	★★★★★2.7 15 reviews	Apply

SAVii Salary LoanSavii★★★★★3.315 reviewsDetails

Rate

0.5-3.5%monthly add-on

Est. EAR (all-in)

26.8%

Est. payment

₱13,246–₱17,743 /mo

Overpayment

₱8,956–₱63k

Amount

₱5,000–₱500,000

Term

Up to 60 mos

Processing fee

Apply

GLoan and GLoan SaktoGCash★★★★★3.315 reviewsDetails

Rate

From 1.59%monthly add-on

Est. EAR (all-in)

140.4%

Est. payment

₱15,092–₱15,724 /mo

Overpayment

From ₱36k–₱43k

Amount

Up to ₱150,000

Term

Up to 24 mos

Processing fee

3%

Apply

Cash LoanSkyro Lending Inc★★★★★3.415 reviewsDetails

Rate

1.5-7%per month

Est. EAR (all-in)

204.5%

Est. payment

₱14,929–₱23,109 /mo

Overpayment

₱59k–₱157k

Amount

₱5,000–₱250,000

Term

Up to 24 mos

Processing fee

Up to 20%

Apply

SPayLaterSeamoney (Credit) Finance Phil★★★★★3.515 reviewsDetails

Rate

1-5%monthly add-on

Est. EAR (all-in)

23.9-179%

Est. payment

₱14,012–₱20,870 /mo

Overpayment

₱29k–₱111k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

Unknown

Term

Up to 12 mos

Processing fee

0–7%

Apply

Revolving Cash LoanAcom Consumer Finance★★★★★3.315 reviewsDetails

Rate

4.988%per month

Est. EAR (all-in)

60.3–104.9%

Est. payment

₱15,973 /mo

Overpayment

₱43k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱5,000–₱500,000

Term

From 6 mos

Processing fee

₱1500

Apply

Cash LoanAkulaku★★★★★3.316 reviewsDetails

Rate

Up to 2.5%monthly add-on

Est. EAR (all-in)

75.4-76.4%

Est. payment

₱16,728–₱16,775 /mo

Overpayment

₱51k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

Up to ₱60,000

Term

Up to 6 mos

Processing fee

Apply

Digital microloanTala Financing Philippines★★★★★3.915 reviewsDetails

Rate

3.6-5.6%monthly add-on

Est. EAR (all-in)

74.8-135%

Est. payment

₱16,699–₱19,269 /mo

Overpayment

From ₱56k–₱87k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱1,000–₱25,000

Term

Up to 2 mos

Processing fee

From 3.99%

Apply

Cash Loan & InstallmentsBillEase★★★★★0.00 reviewsDetails

Rate

4.6-6%monthly add-on

Est. EAR (all-in)

101-119.4%

Est. payment

₱17,882–₱18,651 /mo

Overpayment

₱65k–₱74k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

Up to ₱40,000

Term

Up to 3 mos

Processing fee

Apply

Cash LoanCashalo★★★★★3.015 reviewsDetails

Rate

Up to 6%monthly add-on

Est. EAR (all-in)

101.2-187.4%

Est. payment

₱17,891–₱21,155 /mo

Overpayment

₱74k–₱113k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱500–₱13,000

Term

Up to 4 mos

Processing fee

Up to 6%

Apply

Quick LoanTonik Digital Bank★★★★★3.615 reviewsDetails

Rate

4.2%monthly add-on

Est. EAR (all-in)

120-125%

Est. payment

₱18,676–₱18,877 /mo

Overpayment

₱74k–₱77k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

Up to ₱50,000

Term

Up to 12 mos

Processing fee

Apply

Online personal loanFinbro★★★★★3.115 reviewsDetails

Rate

0-6%monthly add-on

Est. EAR (all-in)

0-198%

Est. payment

₱21,506 /mo

Overpayment

₱108k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱1,000–₱50,000

Term

Up to 12 mos

Processing fee

Apply

Salary LoanVidalia Lending★★★★★2.915 reviewsDetails

Rate

6%monthly add-on

Est. EAR (all-in)

100.6%

Est. payment

₱21,242–₱22,019 /mo

Overpayment

₱112k–₱122k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱20,000–₱100,000

Term

Up to 12 mos

Processing fee

5%

Apply

Online cash loanMoneycat Financing★★★★★3.115 reviewsDetails

Rate

0-11.9%per month

Est. EAR (all-in)

145%

Est. payment

₱24,091 /mo

Overpayment

₱139k?Check with the lender: this amount or term isn't confirmed by their published range, so a loan on these terms may not be available.

Amount

₱500–₱20,000

Term

Up to 6 mos

Processing fee

Apply

Cash LoanAtome★★★★★2.715 reviewsDetails

Rate

1-6%monthly add-on

Est. EAR (all-in)

24.9-199.2%

Est. payment

₱14,071–₱21,545 /mo

Overpayment

Unknown

Amount

Up to ₱55,000

Term

Up to 12 mos

Processing fee

Individual

Apply

Report an error

Finsyal works to keep this information accurate and current, but figures may differ from what a provider shows on its own website. Everything here is provided without warranty and can change over time — if you spot an error or something out of date, please contact us. Opinions are the author’s own and have not been reviewed, approved, or endorsed by any provider.