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Reviews

Real experiences with banks, lenders and e-wallets across the Philippines — shared by Filipinos.

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3.4

Based on 200 reviews

47% rated 4★ or higher

200 reviews

Security Bank
Security Bank

10 Sept 2026 · Security Bank

Unknown

Great for online sellers

Opened a business account and the onboarding was smooth. Online banking is reliable and support replies within a day.

Helpful · 0
BDO Unibank
BDO Unibank

10 Sept 2026 · BDO Unibank

Unknown

Solid everyday bank

Been with BDO for years. Branch service is fine and the app works well for transfers. Fees are reasonable compared to peers.

Helpful · 0
GCash
GCash

15 Aug 2026 · GCash

Unknown

Decent, with caveats

Fine for payments, support could be better. Okay overall but transfer fees add up. It's alright for now.

Helpful · 5
BDO Network Bank
BDO Network Bank

15 Aug 2026 · BDO Network Bank

Unknown

Solid choice

The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call.

Helpful · 2
Finbro
Finbro

15 Aug 2026 · Finbro (Sofi Lending)

Unknown

Fair enough

Convenient for small amounts, just watch the fees. Might stick with it.

Helpful · 16
China Bank Savings
China Bank Savings

15 Aug 2026 · China Bank Savings

Unknown

Okay overall

App works most days though it lags during peak hours. It's alright for now.

Helpful · 24
Moneycat Financing
Moneycat Financing

15 Aug 2026 · Moneycat

Unknown

Would not recommend

The interest and penalties are extremely high. Still waiting for a resolution.

Helpful · 14
Maya
Maya

14 Aug 2026 · Maya

Unknown

Does the job

Works for most merchants, a few still don't accept it. It's alright for now.

Helpful · 16
China Bank Savings
China Bank Savings

14 Aug 2026 · China Bank Savings

Unknown

Poor service

Hidden charges I only noticed on my statement. The app went down again right when I needed to pay. Hope they fix this soon.

Helpful · 0
Bank of Makati
Bank of Makati

13 Aug 2026 · Bank of Makati

Unknown

Really happy with this

Hotline picked up and resolved my issue on the first call. Wide branch and ATM network, always one nearby. Kudos to the team.

Helpful · 26
GCash
GCash

13 Aug 2026 · GCash

Unknown

Exceeded my expectations

GSave earns interest and paying bills is effortless. Super convenient for daily payments and QR. Kudos to the team.

Helpful · 7
Maribank Philippines
Maribank Philippines

12 Aug 2026 · Maribank

Unknown

Really happy with this

The savings interest rate is genuinely one of the best. Will keep using it.

Helpful · 13
HSBC Philippines
HSBC Philippines

12 Aug 2026 · HSBC Philippines

Unknown

Solid choice

Card application was approved faster than I expected. The branch staff were courteous and sorted my concern quickly. Happy customer here.

Helpful · 27
CIMB Bank Philippines
CIMB Bank Philippines

12 Aug 2026 · CIMB Bank Philippines

Unknown

Poor service

My account got locked and support was very slow to help. Hope they fix this soon.

Helpful · 20
GCash
GCash

11 Aug 2026 · Fuse Lending

Unknown

Poor service

Hidden charges made the total balloon. The interest and penalties are extremely high. Hope they fix this soon.

Helpful · 17
China Banking
China Banking

11 Aug 2026 · China Banking

Unknown

Highly recommend

Wide branch and ATM network, always one nearby. Happy customer here.

Helpful · 22
Seamoney (Credit) Finance Phil
Seamoney (Credit) Finance Phil

11 Aug 2026 · SPayLater (SeaMoney)

Unknown

Poor service

Endless spam messages after I applied. The interest and penalties are extremely high. Be careful.

Helpful · 2
Vidalia Lending
Vidalia Lending

11 Aug 2026 · Vidalia Lending

Unknown

Frustrating experience

The fees for a small loan were unreasonable. Still waiting for a resolution.

Helpful · 21
Land Bank of the Philippines
Land Bank of the Philippines

10 Aug 2026 · Land Bank of the Philippines

Unknown

Mixed experience

Rates are average compared to the competition.

Helpful · 25
Salmon Bank (Rural Bank)
Salmon Bank (Rural Bank)

10 Aug 2026 · Salmon Bank

Unknown

Very satisfied

Helped me through an emergency when I had no options.

Helpful · 13
GoTyme Bank
GoTyme Bank

9 Aug 2026 · GoTyme Bank

Unknown

Solid choice

The savings interest rate is genuinely one of the best. Happy customer here.

Helpful · 3
Maya
Maya

9 Aug 2026 · Maya

Unknown

Really happy with this

The app is reliable for my everyday spending. Paying bills takes seconds now. Kudos to the team.

Helpful · 5
Philippine National Bank
Philippine National Bank

8 Aug 2026 · Philippine National Bank

Unknown

Would not recommend

Staff seemed rushed and not very helpful. Customer hotline is almost impossible to reach. Hope they fix this soon.

Helpful · 5
Seamoney (Credit) Finance Phil
Seamoney (Credit) Finance Phil

8 Aug 2026 · SPayLater (SeaMoney)

Unknown

Room to improve

Convenient for small amounts, just watch the fees. Fast but the interest is on the high side.

Helpful · 2
East West Banking
East West Banking

8 Aug 2026 · East West Banking

Unknown

Great experience

The online banking app has become a lot more stable. Kudos to the team.

Helpful · 21
First Circle Growth Finance
First Circle Growth Finance

7 Aug 2026 · First Circle

Unknown

Great experience

Limit increased after paying on time. Kudos to the team.

Helpful · 15
Acom Consumer Finance
Acom Consumer Finance

6 Aug 2026 · Acom Consumer Finance

Unknown

Really happy with this

Approval was fast and the cash hit my account instantly. Will keep using it.

Helpful · 22
HSBC Philippines
HSBC Philippines

6 Aug 2026 · HSBC Philippines

Unknown

Solid choice

Fund transfers via InstaPay post instantly. The rewards on my credit card are actually worth it. Kudos to the team.

Helpful · 2
Vidalia Lending
Vidalia Lending

4 Aug 2026 · Vidalia Lending

Unknown

Needs serious improvement

The interest and penalties are extremely high. The fees for a small loan were unreasonable. Still waiting for a resolution.

Helpful · 19
Bank of Makati
Bank of Makati

3 Aug 2026 · Bank of Makati

Unknown

Frustrating experience

Customer hotline is almost impossible to reach.

Helpful · 5
Rizal Commercial Banking
Rizal Commercial Banking

3 Aug 2026 · RCBC

Unknown

Very satisfied

The online banking app has become a lot more stable. The rewards on my credit card are actually worth it. Kudos to the team.

Helpful · 7
Akulaku
Akulaku

3 Aug 2026 · Akulaku

Unknown

Exceeded my expectations

Low requirements and easy application. Fees were clearer than most other apps.

Helpful · 24
Bank of Makati
Bank of Makati

3 Aug 2026 · Bank of Makati

Unknown

Poor service

The app went down again right when I needed to pay.

Helpful · 4
China Banking
China Banking

2 Aug 2026 · China Banking

Unknown

Exceeded my expectations

Wide branch and ATM network, always one nearby.

Helpful · 20
Sterling Bank of Asia, Inc.
Sterling Bank of Asia, Inc.

2 Aug 2026 · Sterling Bank of Asia

Unknown

Mixed experience

Service is fine but the queues can get long on payday. Fees are reasonable but not the lowest around.

Helpful · 20
ShopeePay
ShopeePay

1 Aug 2026 · ShopeePay

Unknown

Great experience

Widely accepted almost everywhere I go. Super convenient for daily payments and QR.

Helpful · 5
Maya
Maya

1 Aug 2026 · Maya

Unknown

Great experience

Widely accepted almost everywhere I go. The app is reliable for my everyday spending. Happy customer here.

Helpful · 5
Rizal Commercial Banking
Rizal Commercial Banking

30 Jul 2026 · RCBC

Unknown

Solid choice

Opening the account was smooth with clear requirements.

Helpful · 25
Savii
Savii

30 Jul 2026 · New Cross Credit

Unknown

Fair enough

Okay if you repay early, otherwise it gets expensive.

Helpful · 22
Development Bank of the Philippines
Development Bank of the Philippines

29 Jul 2026 · Development Bank of the Philippines

Unknown

Okay overall

Fees are reasonable but not the lowest around. Might stick with it.

Helpful · 3
UNObank
UNObank

29 Jul 2026 · UNOBank

Unknown

Great experience

Onboarding took minutes and I got my card the same day. Instant transfers and cash-in worked flawlessly. Happy customer here.

Helpful · 23
Moneycat Financing
Moneycat Financing

28 Jul 2026 · Moneycat

Unknown

Solid choice

Approval was fast and the cash hit my account instantly. Limit increased after paying on time. Will keep using it.

Helpful · 12
East West Banking
East West Banking

28 Jul 2026 · East West Banking

Unknown

Smooth and reliable

Wide branch and ATM network, always one nearby. Hotline picked up and resolved my issue on the first call. Happy customer here.

Helpful · 26
China Bank Savings
China Bank Savings

28 Jul 2026 · China Bank Savings

Unknown

Fair enough

Rates are average compared to the competition. Fees are reasonable but not the lowest around.

Helpful · 18
Seamoney (Credit) Finance Phil
Seamoney (Credit) Finance Phil

27 Jul 2026 · SPayLater (SeaMoney)

Unknown

Highly recommend

Approval was fast and the cash hit my account instantly. Helped me through an emergency when I had no options.

Helpful · 14
Coins.ph
Coins.ph

27 Jul 2026 · Coins.ph

Unknown

Poor service

Customer service is nearly impossible to contact. Still waiting for a resolution.

Helpful · 4
Sterling Bank of Asia, Inc.
Sterling Bank of Asia, Inc.

26 Jul 2026 · Sterling Bank of Asia

Unknown

Poor service

Hidden charges I only noticed on my statement. Card delivery took weeks and no updates were given. Be careful.

Helpful · 1
East West Banking
East West Banking

26 Jul 2026 · East West Banking

Unknown

Does the job

Rates are average compared to the competition. Fees are reasonable but not the lowest around.

Helpful · 5
Finbro
Finbro

25 Jul 2026 · Finbro (Sofi Lending)

Unknown

Disappointed

Hidden charges made the total balloon. Endless spam messages after I applied.

Helpful · 13
Finbro
Finbro

25 Jul 2026 · Finbro (Sofi Lending)

Unknown

Great experience

Repayment through the app was straightforward. Kudos to the team.

Helpful · 7
Sterling Bank of Asia, Inc.
Sterling Bank of Asia, Inc.

25 Jul 2026 · Sterling Bank of Asia

Unknown

Very satisfied

The online banking app has become a lot more stable. Happy customer here.

Helpful · 25
Philippine Savings Bank
Philippine Savings Bank

25 Jul 2026 · PSBank

Unknown

Room to improve

Service is fine but the queues can get long on payday.

Helpful · 21
Acom Consumer Finance
Acom Consumer Finance

24 Jul 2026 · Acom Consumer Finance

Unknown

Needs serious improvement

Collection agents were aggressive and kept calling. Hope they fix this soon.

Helpful · 25
Philippine Savings Bank
Philippine Savings Bank

24 Jul 2026 · PSBank

Unknown

Poor service

Hidden charges I only noticed on my statement. Still waiting for a resolution.

Helpful · 12
Security Bank
Security Bank

23 Jul 2026 · Security Bank

Unknown

Room to improve

Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. Might stick with it.

Helpful · 0
Tala Financing Philippines
Tala Financing Philippines

23 Jul 2026 · Tala

Unknown

Solid choice

Limit increased after paying on time. Fees were clearer than most other apps.

Helpful · 10
Bank of Makati
Bank of Makati

23 Jul 2026 · Bank of Makati

Unknown

Solid choice

The rewards on my credit card are actually worth it. Happy customer here.

Helpful · 10
Akulaku
Akulaku

23 Jul 2026 · Akulaku

Unknown

Would not recommend

Endless spam messages after I applied. The fees for a small loan were unreasonable. Still waiting for a resolution.

Helpful · 8
Bank of the Philippine Islands
Bank of the Philippine Islands

23 Jul 2026 · Bank of the Philippine Islands

Unknown

Frustrating experience

Card delivery took weeks and no updates were given.

Helpful · 25
Development Bank of the Philippines
Development Bank of the Philippines

22 Jul 2026 · Development Bank of the Philippines

Unknown

Very satisfied

Fund transfers via InstaPay post instantly. Will keep using it.

Helpful · 21
Savii
Savii

22 Jul 2026 · New Cross Credit

Unknown

Exceeded my expectations

Low requirements and easy application. Repayment through the app was straightforward. Kudos to the team.

Helpful · 2
Savii
Savii

22 Jul 2026 · New Cross Credit

Unknown

Really happy with this

Repayment through the app was straightforward.

Helpful · 5
Savii
Savii

22 Jul 2026 · New Cross Credit

Unknown

Does the job

Fast but the interest is on the high side. Approval was quick though the term is short. Might stick with it.

Helpful · 6
Maribank Philippines
Maribank Philippines

21 Jul 2026 · Maribank

Unknown

Highly recommend

The app is clean and easy to use. Kudos to the team.

Helpful · 24
HSBC Philippines
HSBC Philippines

21 Jul 2026 · HSBC Philippines

Unknown

Smooth and reliable

Wide branch and ATM network, always one nearby. Fund transfers via InstaPay post instantly. Kudos to the team.

Helpful · 27
Salmon Bank (Rural Bank)
Salmon Bank (Rural Bank)

21 Jul 2026 · Salmon Bank

Unknown

Decent, with caveats

Convenient for small amounts, just watch the fees. Approval was quick though the term is short. Might stick with it.

Helpful · 0
China Bank Savings
China Bank Savings

21 Jul 2026 · China Bank Savings

Unknown

Solid choice

The rewards on my credit card are actually worth it.

Helpful · 17
GCash
GCash

21 Jul 2026 · GCash

Unknown

Solid choice

Super convenient for daily payments and QR. Kudos to the team.

Helpful · 2
Salmon Bank (Rural Bank)
Salmon Bank (Rural Bank)

20 Jul 2026 · Salmon Bank

Unknown

Really happy with this

Repayment through the app was straightforward. Happy customer here.

Helpful · 6
BDO Unibank
BDO Unibank

20 Jul 2026 · BDO Unibank

Unknown

Really happy with this

Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Kudos to the team.

Helpful · 9
Seamoney (Credit) Finance Phil
Seamoney (Credit) Finance Phil

20 Jul 2026 · SPayLater (SeaMoney)

Unknown

Highly recommend

Repayment through the app was straightforward. Happy customer here.

Helpful · 21
Moneycat Financing
Moneycat Financing

20 Jul 2026 · Moneycat

Unknown

Really happy with this

Limit increased after paying on time. Repayment through the app was straightforward. Will keep using it.

Helpful · 10
CIMB Bank Philippines
CIMB Bank Philippines

19 Jul 2026 · CIMB Bank Philippines

Unknown

Room to improve

Good rates but the app still has occasional glitches.

Helpful · 5
Philippine Veterans Bank
Philippine Veterans Bank

19 Jul 2026 · Philippine Veterans Bank

Unknown

Fair enough

Fees are reasonable but not the lowest around. Service is fine but the queues can get long on payday.

Helpful · 4
FDFC
FDFC

18 Jul 2026 · Cashalo (First Digital Finance)

Unknown

Very satisfied

Fees were clearer than most other apps. Repayment through the app was straightforward. Kudos to the team.

Helpful · 14
Cashalo
Cashalo

18 Jul 2026 · Paloo Financing

Unknown

Very satisfied

Approval was fast and the cash hit my account instantly. Fees were clearer than most other apps. Happy customer here.

Helpful · 24
GCash
GCash

18 Jul 2026 · Fuse Lending

Unknown

Would not recommend

Collection agents were aggressive and kept calling. The interest and penalties are extremely high.

Helpful · 11
Philippine Veterans Bank
Philippine Veterans Bank

17 Jul 2026 · Philippine Veterans Bank

Unknown

Exceeded my expectations

Wide branch and ATM network, always one nearby. Will keep using it.

Helpful · 24
PalawanPay
PalawanPay

17 Jul 2026 · PalawanPay

Unknown

Great experience

The app is reliable for my everyday spending. Widely accepted almost everywhere I go. Happy customer here.

Helpful · 14
GrabPay
GrabPay

17 Jul 2026 · GrabPay

Unknown

Decent, with caveats

Works for most merchants, a few still don't accept it. Fine for payments, support could be better.

Helpful · 23
Union Bank of the Philippines
Union Bank of the Philippines

15 Jul 2026 · Union Bank of the Philippines

Unknown

Really happy with this

Opening the account was smooth with clear requirements. Will keep using it.

Helpful · 2
Vidalia Lending
Vidalia Lending

15 Jul 2026 · Vidalia Lending

Unknown

Mixed experience

Approval was quick though the term is short. Fast but the interest is on the high side. Might stick with it.

Helpful · 15
East West Banking
East West Banking

15 Jul 2026 · East West Banking

Unknown

Okay overall

App works most days though it lags during peak hours. Fees are reasonable but not the lowest around. It's alright for now.

Helpful · 9
Own Bank, The Rural Bank of Cavite City
Unknown

Fair enough

Works well although merchant acceptance is limited. Solid for savings, less useful for daily payments. Might stick with it.

Helpful · 15
CIMB Bank Philippines
CIMB Bank Philippines

14 Jul 2026 · CIMB Bank Philippines

Unknown

Really happy with this

Got a physical debit card at a mall kiosk in minutes. Kudos to the team.

Helpful · 11
Bank of China (Hongkong) Limited-Manila Branch
Bank of China (Hongkong) Limited-Manila Branch

13 Jul 2026 · Bank of China (Manila)

Unknown

Exceeded my expectations

The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Happy customer here.

Helpful · 1
HSBC Philippines
HSBC Philippines

12 Jul 2026 · HSBC Philippines

Unknown

Solid choice

The rewards on my credit card are actually worth it. Card application was approved faster than I expected. Kudos to the team.

Helpful · 3
Bank of the Philippine Islands
Bank of the Philippine Islands

12 Jul 2026 · Bank of the Philippine Islands

Unknown

Really happy with this

Opening the account was smooth with clear requirements. Happy customer here.

Helpful · 2
China Bank Savings
China Bank Savings

12 Jul 2026 · China Bank Savings

Unknown

Fair enough

Service is fine but the queues can get long on payday.

Helpful · 2
Maribank Philippines
Maribank Philippines

12 Jul 2026 · Maribank

Unknown

Okay overall

Solid for savings, less useful for daily payments. Works well although merchant acceptance is limited.

Helpful · 27
BDO Unibank
BDO Unibank

12 Jul 2026 · BDO Unibank

Unknown

Would not recommend

Hidden charges I only noticed on my statement. Waited over an hour in line for a simple transaction. Hope they fix this soon.

Helpful · 5
Philippine Savings Bank
Philippine Savings Bank

11 Jul 2026 · PSBank

Unknown

Really happy with this

Hotline picked up and resolved my issue on the first call. Card application was approved faster than I expected.

Helpful · 4
Sterling Bank of Asia, Inc.
Sterling Bank of Asia, Inc.

11 Jul 2026 · Sterling Bank of Asia

Unknown

Decent, with caveats

Fees are reasonable but not the lowest around. It's alright for now.

Helpful · 6
Vidalia Lending
Vidalia Lending

11 Jul 2026 · Vidalia Lending

Unknown

Fair enough

Convenient for small amounts, just watch the fees. Might stick with it.

Helpful · 26
Tala Financing Philippines
Tala Financing Philippines

10 Jul 2026 · Tala

Unknown

Would not recommend

The interest and penalties are extremely high.

Helpful · 3
Akulaku
Akulaku

10 Jul 2026 · Akulaku

Unknown

Disappointed

The interest and penalties are extremely high. The fees for a small loan were unreasonable. Still waiting for a resolution.

Helpful · 13
UNObank
UNObank

9 Jul 2026 · UNOBank

Unknown

Highly recommend

Got a physical debit card at a mall kiosk in minutes. Support answered through chat quickly. Kudos to the team.

Helpful · 3
GoTyme Bank
GoTyme Bank

9 Jul 2026 · GoTyme Bank

Unknown

Room to improve

Nice app but verification took a couple of tries. Good rates but the app still has occasional glitches. Might stick with it.

Helpful · 16
Bank of China (Hongkong) Limited-Manila Branch
Bank of China (Hongkong) Limited-Manila Branch

8 Jul 2026 · Bank of China (Manila)

Unknown

Very satisfied

The branch staff were courteous and sorted my concern quickly. Opening the account was smooth with clear requirements. Kudos to the team.

Helpful · 27
East West Banking
East West Banking

8 Jul 2026 · East West Banking

Unknown

Okay overall

Service is fine but the queues can get long on payday. Rates are average compared to the competition.

Helpful · 2
CIMB Bank Philippines
CIMB Bank Philippines

8 Jul 2026 · CIMB Bank Philippines

Unknown

Highly recommend

The app is clean and easy to use.

Helpful · 5
Skyro Lending Inc
Skyro Lending Inc

8 Jul 2026 · Skyro

Unknown

Exceeded my expectations

Helped me through an emergency when I had no options. Will keep using it.

Helpful · 9
Own Bank, The Rural Bank of Cavite City
Unknown

Needs serious improvement

Verification kept failing for no clear reason. Be careful.

Helpful · 21
Acom Consumer Finance
Acom Consumer Finance

7 Jul 2026 · Acom Consumer Finance

Unknown

Would not recommend

The interest and penalties are extremely high.

Helpful · 13
Bank of Commerce
Bank of Commerce

7 Jul 2026 · Bank of Commerce

Unknown

Frustrating experience

Hidden charges I only noticed on my statement. Hope they fix this soon.

Helpful · 20
Maya Bank
Maya Bank

7 Jul 2026 · Maya Bank

Unknown

Fair enough

Works well although merchant acceptance is limited.

Helpful · 1
Bank of the Philippine Islands
Bank of the Philippine Islands

7 Jul 2026 · Bank of the Philippine Islands

Unknown

Room to improve

Fees are reasonable but not the lowest around. It's alright for now.

Helpful · 1
UnionDigital Bank
UnionDigital Bank

7 Jul 2026 · UnionDigital Bank

Unknown

Does the job

Nice app but verification took a couple of tries. Solid for savings, less useful for daily payments. Might stick with it.

Helpful · 25
Overseas Filipino Bank, Inc., A Digital Bank of LANDBANK
Unknown

Okay overall

Good rates but the app still has occasional glitches. Works well although merchant acceptance is limited. Might stick with it.

Helpful · 12
Acom Consumer Finance
Acom Consumer Finance

6 Jul 2026 · Acom Consumer Finance

Unknown

Exceeded my expectations

Limit increased after paying on time. Happy customer here.

Helpful · 18
ShopeePay
ShopeePay

6 Jul 2026 · ShopeePay

Unknown

Smooth and reliable

Cash-in and send money are instant.

Helpful · 6
Development Bank of the Philippines
Development Bank of the Philippines

5 Jul 2026 · Development Bank of the Philippines

Unknown

Mixed experience

Service is fine but the queues can get long on payday. App works most days though it lags during peak hours. It's alright for now.

Helpful · 3
Philippine National Bank
Philippine National Bank

5 Jul 2026 · Philippine National Bank

Unknown

Disappointed

Staff seemed rushed and not very helpful. Card delivery took weeks and no updates were given.

Helpful · 3
China Bank Savings
China Bank Savings

5 Jul 2026 · China Bank Savings

Unknown

Would not recommend

Waited over an hour in line for a simple transaction. Be careful.

Helpful · 12
Rizal Commercial Banking
Rizal Commercial Banking

5 Jul 2026 · RCBC

Unknown

Does the job

Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. It's alright for now.

Helpful · 3
ShopeePay
ShopeePay

4 Jul 2026 · ShopeePay

Unknown

Really happy with this

Cash-in and send money are instant. Will keep using it.

Helpful · 12
Atome
Atome

4 Jul 2026 · Neuroncredit

Unknown

Would not recommend

They contacted my references over a late payment. The fees for a small loan were unreasonable. Still waiting for a resolution.

Helpful · 14
Bank of the Philippine Islands
Bank of the Philippine Islands

3 Jul 2026 · Bank of the Philippine Islands

Unknown

Solid choice

Fund transfers via InstaPay post instantly.

Helpful · 14
BDO Network Bank
BDO Network Bank

3 Jul 2026 · BDO Network Bank

Unknown

Frustrating experience

Waited over an hour in line for a simple transaction. Hope they fix this soon.

Helpful · 22
GCash
GCash

3 Jul 2026 · GCash

Unknown

Mixed experience

Fine for payments, support could be better. Might stick with it.

Helpful · 21
FDFC
FDFC

3 Jul 2026 · Cashalo (First Digital Finance)

Unknown

Great experience

Repayment through the app was straightforward. Limit increased after paying on time. Kudos to the team.

Helpful · 26
PalawanPay
PalawanPay

2 Jul 2026 · PalawanPay

Unknown

Really happy with this

Cash-in and send money are instant.

Helpful · 10
Savii
Savii

2 Jul 2026 · New Cross Credit

Unknown

Solid choice

Approval was fast and the cash hit my account instantly.

Helpful · 19
Maya Bank
Maya Bank

30 Jun 2026 · Maya Bank

Unknown

Decent, with caveats

Solid for savings, less useful for daily payments.

Helpful · 23
Maya Bank
Maya Bank

30 Jun 2026 · Maya Bank

Unknown

Decent, with caveats

Works well although merchant acceptance is limited. Good rates but the app still has occasional glitches. It's alright for now.

Helpful · 8
Bank of China (Hongkong) Limited-Manila Branch
Bank of China (Hongkong) Limited-Manila Branch

29 Jun 2026 · Bank of China (Manila)

Unknown

Would not recommend

Hidden charges I only noticed on my statement. The app went down again right when I needed to pay. Hope they fix this soon.

Helpful · 1
Maybank Philippines
Maybank Philippines

28 Jun 2026 · Maybank Philippines

Unknown

Disappointed

Card delivery took weeks and no updates were given. Still waiting for a resolution.

Helpful · 8
Maya
Maya

28 Jun 2026 · Maya

Unknown

Fair enough

Works for most merchants, a few still don't accept it.

Helpful · 6
GCash
GCash

27 Jun 2026 · Fuse Lending

Unknown

Very satisfied

Approval was fast and the cash hit my account instantly. Limit increased after paying on time. Will keep using it.

Helpful · 24
Bank of China (Hongkong) Limited-Manila Branch
Bank of China (Hongkong) Limited-Manila Branch

27 Jun 2026 · Bank of China (Manila)

Unknown

Very satisfied

Hotline picked up and resolved my issue on the first call. Happy customer here.

Helpful · 13
Bank of the Philippine Islands
Bank of the Philippine Islands

27 Jun 2026 · Bank of the Philippine Islands

Unknown

Does the job

Decent bank overall, nothing spectacular either way. Might stick with it.

Helpful · 20
Maybank Philippines
Maybank Philippines

26 Jun 2026 · Maybank Philippines

Unknown

Mixed experience

Decent bank overall, nothing spectacular either way. Might stick with it.

Helpful · 1
Skyro Lending Inc
Skyro Lending Inc

26 Jun 2026 · Skyro

Unknown

Exceeded my expectations

Limit increased after paying on time. Repayment through the app was straightforward.

Helpful · 25
ShopeePay
ShopeePay

24 Jun 2026 · ShopeePay

Unknown

Fair enough

Fine for payments, support could be better. Handy but it slows down during big promo days. It's alright for now.

Helpful · 7
China Bank Savings
China Bank Savings

24 Jun 2026 · China Bank Savings

Unknown

Exceeded my expectations

The branch staff were courteous and sorted my concern quickly.

Helpful · 17
Finbro
Finbro

24 Jun 2026 · Finbro (Sofi Lending)

Unknown

Decent, with caveats

Okay if you repay early, otherwise it gets expensive. Might stick with it.

Helpful · 6
Maybank Philippines
Maybank Philippines

23 Jun 2026 · Maybank Philippines

Unknown

Decent, with caveats

Service is fine but the queues can get long on payday.

Helpful · 17
Metropolitan Bank and Trust
Metropolitan Bank and Trust

23 Jun 2026 · Metropolitan Bank and Trust

Unknown

Really happy with this

The branch staff were courteous and sorted my concern quickly. Happy customer here.

Helpful · 19
Salmon Bank (Rural Bank)
Salmon Bank (Rural Bank)

22 Jun 2026 · Salmon Bank

Unknown

Room to improve

Fast but the interest is on the high side. Approval was quick though the term is short. It's alright for now.

Helpful · 26
Bank of Commerce
Bank of Commerce

22 Jun 2026 · Bank of Commerce

Unknown

Mixed experience

Decent bank overall, nothing spectacular either way. App works most days though it lags during peak hours. Might stick with it.

Helpful · 0
Acom Consumer Finance
Acom Consumer Finance

21 Jun 2026 · Acom Consumer Finance

Unknown

Exceeded my expectations

Approval was fast and the cash hit my account instantly. Kudos to the team.

Helpful · 26
East West Banking
East West Banking

21 Jun 2026 · East West Banking

Unknown

Does the job

Decent bank overall, nothing spectacular either way. Fees are reasonable but not the lowest around.

Helpful · 4
Tonik Digital Bank
Tonik Digital Bank

21 Jun 2026 · Tonik Digital Bank

Unknown

Does the job

Solid for savings, less useful for daily payments. Good rates but the app still has occasional glitches.

Helpful · 23
UNObank
UNObank

21 Jun 2026 · UNOBank

Unknown

Does the job

Solid for savings, less useful for daily payments. Works well although merchant acceptance is limited. Might stick with it.

Helpful · 4
Seamoney (Credit) Finance Phil
Seamoney (Credit) Finance Phil

21 Jun 2026 · SPayLater (SeaMoney)

Unknown

Poor service

The interest and penalties are extremely high. Collection agents were aggressive and kept calling. Hope they fix this soon.

Helpful · 25
Security Bank
Security Bank

21 Jun 2026 · Security Bank

Unknown

Smooth and reliable

Fund transfers via InstaPay post instantly. Happy customer here.

Helpful · 19
Cashalo
Cashalo

20 Jun 2026 · Paloo Financing

Unknown

Very satisfied

Fees were clearer than most other apps. Limit increased after paying on time. Kudos to the team.

Helpful · 3
Asia United Bank
Asia United Bank

19 Jun 2026 · Asia United Bank

Unknown

Solid choice

Opening the account was smooth with clear requirements. Happy customer here.

Helpful · 25
UNObank
UNObank

19 Jun 2026 · UNOBank

Unknown

Highly recommend

Instant transfers and cash-in worked flawlessly. Will keep using it.

Helpful · 7
Land Bank of the Philippines
Land Bank of the Philippines

19 Jun 2026 · Land Bank of the Philippines

Unknown

Fair enough

Service is fine but the queues can get long on payday. Fees are reasonable but not the lowest around. Might stick with it.

Helpful · 23
BDO Network Bank
BDO Network Bank

19 Jun 2026 · BDO Network Bank

Unknown

Highly recommend

Opening the account was smooth with clear requirements. Kudos to the team.

Helpful · 8
Maribank Philippines
Maribank Philippines

19 Jun 2026 · Maribank

Unknown

Really happy with this

Instant transfers and cash-in worked flawlessly. Will keep using it.

Helpful · 15
Development Bank of the Philippines
Development Bank of the Philippines

19 Jun 2026 · Development Bank of the Philippines

Unknown

Okay overall

Fees are reasonable but not the lowest around.

Helpful · 5
Maya Bank
Maya Bank

18 Jun 2026 · Maya Bank

Unknown

Fair enough

Solid for savings, less useful for daily payments. It's alright for now.

Helpful · 18
UnionDigital Bank
UnionDigital Bank

17 Jun 2026 · UnionDigital Bank

Unknown

Really happy with this

The app is clean and easy to use. No maintaining balance and no annoying fees. Happy customer here.

Helpful · 11
Moneycat Financing
Moneycat Financing

16 Jun 2026 · Moneycat

Unknown

Fair enough

Fast but the interest is on the high side. Okay if you repay early, otherwise it gets expensive. It's alright for now.

Helpful · 4
Union Bank of the Philippines
Union Bank of the Philippines

13 Jun 2026 · Union Bank of the Philippines

Unknown

Fair enough

Fees are reasonable but not the lowest around. It's alright for now.

Helpful · 3
Cashalo
Cashalo

13 Jun 2026 · Paloo Financing

Unknown

Mixed experience

Convenient for small amounts, just watch the fees. Approval was quick though the term is short. Might stick with it.

Helpful · 8
Metropolitan Bank and Trust
Metropolitan Bank and Trust

13 Jun 2026 · Metropolitan Bank and Trust

Unknown

Highly recommend

The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call.

Helpful · 9
UnionDigital Bank
UnionDigital Bank

12 Jun 2026 · UnionDigital Bank

Unknown

Really happy with this

The app is clean and easy to use. Kudos to the team.

Helpful · 15
Cashalo
Cashalo

12 Jun 2026 · Paloo Financing

Unknown

Would not recommend

Collection agents were aggressive and kept calling. Endless spam messages after I applied. Hope they fix this soon.

Helpful · 25
Bank of the Philippine Islands
Bank of the Philippine Islands

11 Jun 2026 · Bank of the Philippine Islands

Unknown

Solid choice

The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Kudos to the team.

Helpful · 23
CIMB Bank Philippines
CIMB Bank Philippines

10 Jun 2026 · CIMB Bank Philippines

Unknown

Not worth the hassle

Cash-in didn't reflect for hours. Hope they fix this soon.

Helpful · 15
Bayad
Bayad

10 Jun 2026 · Bayad

Unknown

Would not recommend

App hangs whenever there's a sale. Customer service is nearly impossible to contact. Hope they fix this soon.

Helpful · 2
Akulaku
Akulaku

10 Jun 2026 · Akulaku

Unknown

Great experience

Fees were clearer than most other apps. Happy customer here.

Helpful · 8
China Bank Savings
China Bank Savings

10 Jun 2026 · China Bank Savings

Unknown

Fair enough

Rates are average compared to the competition. Might stick with it.

Helpful · 21
Cashalo
Cashalo

9 Jun 2026 · Paloo Financing

Unknown

Decent, with caveats

Okay if you repay early, otherwise it gets expensive. Fast but the interest is on the high side.

Helpful · 11
Akulaku
Akulaku

9 Jun 2026 · Akulaku

Unknown

Poor service

Endless spam messages after I applied. Hope they fix this soon.

Helpful · 18
Tala Financing Philippines
Tala Financing Philippines

9 Jun 2026 · Tala

Unknown

Great experience

Fees were clearer than most other apps. Kudos to the team.

Helpful · 15
Tonik Digital Bank
Tonik Digital Bank

8 Jun 2026 · Tonik Digital Bank

Unknown

Exceeded my expectations

The app is clean and easy to use. Instant transfers and cash-in worked flawlessly. Kudos to the team.

Helpful · 23
First Circle Growth Finance
First Circle Growth Finance

8 Jun 2026 · First Circle

Unknown

Smooth and reliable

Fees were clearer than most other apps. Happy customer here.

Helpful · 10
Vidalia Lending
Vidalia Lending

8 Jun 2026 · Vidalia Lending

Unknown

Poor service

Hidden charges made the total balloon. Be careful.

Helpful · 27
Asia United Bank
Asia United Bank

8 Jun 2026 · Asia United Bank

Unknown

Mixed experience

App works most days though it lags during peak hours. Might stick with it.

Helpful · 24
Bank of the Philippine Islands
Bank of the Philippine Islands

7 Jun 2026 · Bank of the Philippine Islands

Unknown

Room to improve

App works most days though it lags during peak hours. Decent bank overall, nothing spectacular either way. It's alright for now.

Helpful · 2
Savii
Savii

7 Jun 2026 · New Cross Credit

Unknown

Mixed experience

Okay if you repay early, otherwise it gets expensive. Convenient for small amounts, just watch the fees. Might stick with it.

Helpful · 4
Savii
Savii

6 Jun 2026 · New Cross Credit

Unknown

Not worth the hassle

They contacted my references over a late payment. Endless spam messages after I applied. Still waiting for a resolution.

Helpful · 8
Bayad
Bayad

6 Jun 2026 · Bayad

Unknown

Does the job

Fine for payments, support could be better.

Helpful · 2
Philippine Veterans Bank
Philippine Veterans Bank

6 Jun 2026 · Philippine Veterans Bank

Unknown

Exceeded my expectations

Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Happy customer here.

Helpful · 8
GCash
GCash

6 Jun 2026 · Fuse Lending

Unknown

Highly recommend

Approval was fast and the cash hit my account instantly. Low requirements and easy application. Kudos to the team.

Helpful · 8
Atome
Atome

6 Jun 2026 · Neuroncredit

Unknown

Fair enough

Fast but the interest is on the high side.

Helpful · 2
Coins.ph
Coins.ph

4 Jun 2026 · Coins.ph

Unknown

Great experience

Widely accepted almost everywhere I go. Cash-in and send money are instant.

Helpful · 15
Moneycat Financing
Moneycat Financing

4 Jun 2026 · Moneycat

Unknown

Poor service

They contacted my references over a late payment. Collection agents were aggressive and kept calling. Be careful.

Helpful · 4
Philippine Savings Bank
Philippine Savings Bank

4 Jun 2026 · PSBank

Unknown

Solid choice

Fund transfers via InstaPay post instantly. Opening the account was smooth with clear requirements.

Helpful · 25
PalawanPay
PalawanPay

3 Jun 2026 · PalawanPay

Unknown

Exceeded my expectations

The app is reliable for my everyday spending. The linked savings actually earns interest. Will keep using it.

Helpful · 27
Bank of the Philippine Islands
Bank of the Philippine Islands

3 Jun 2026 · Bank of the Philippine Islands

Unknown

Disappointed

Staff seemed rushed and not very helpful. Waited over an hour in line for a simple transaction. Be careful.

Helpful · 17
Security Bank
Security Bank

2 Jun 2026 · Security Bank

Unknown

Poor service

The app went down again right when I needed to pay. Hidden charges I only noticed on my statement. Still waiting for a resolution.

Helpful · 22
GrabPay
GrabPay

2 Jun 2026 · GrabPay

Unknown

Highly recommend

Cash-in and send money are instant. Super convenient for daily payments and QR. Will keep using it.

Helpful · 16
UnionDigital Bank
UnionDigital Bank

1 Jun 2026 · UnionDigital Bank

Unknown

Highly recommend

The savings interest rate is genuinely one of the best.

Helpful · 14
Metropolitan Bank and Trust
Metropolitan Bank and Trust

1 Jun 2026 · Metropolitan Bank and Trust

Unknown

Mixed experience

Decent bank overall, nothing spectacular either way.

Helpful · 8
Philippine Veterans Bank
Philippine Veterans Bank

1 Jun 2026 · Philippine Veterans Bank

Unknown

Room to improve

Decent bank overall, nothing spectacular either way. Might stick with it.

Helpful · 11
ShopeePay
ShopeePay

31 May 2026 · ShopeePay

Unknown

Okay overall

Okay overall but transfer fees add up.

Helpful · 6
PalawanPay
PalawanPay

30 May 2026 · PalawanPay

Unknown

Very satisfied

The app is reliable for my everyday spending. Paying bills takes seconds now. Kudos to the team.

Helpful · 25