Great for online sellers
Opened a business account and the onboarding was smooth. Online banking is reliable and support replies within a day.
Real experiences with banks, lenders and e-wallets across the Philippines — shared by Filipinos.
Based on 200 reviews
47% rated 4★ or higher
200 reviews
Great for online sellers
Opened a business account and the onboarding was smooth. Online banking is reliable and support replies within a day.
Solid everyday bank
Been with BDO for years. Branch service is fine and the app works well for transfers. Fees are reasonable compared to peers.
Decent, with caveats
Fine for payments, support could be better. Okay overall but transfer fees add up. It's alright for now.
Solid choice
The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call.
Fair enough
Convenient for small amounts, just watch the fees. Might stick with it.
Okay overall
App works most days though it lags during peak hours. It's alright for now.
Would not recommend
The interest and penalties are extremely high. Still waiting for a resolution.
Does the job
Works for most merchants, a few still don't accept it. It's alright for now.
Poor service
Hidden charges I only noticed on my statement. The app went down again right when I needed to pay. Hope they fix this soon.
Really happy with this
Hotline picked up and resolved my issue on the first call. Wide branch and ATM network, always one nearby. Kudos to the team.
Exceeded my expectations
GSave earns interest and paying bills is effortless. Super convenient for daily payments and QR. Kudos to the team.
Really happy with this
The savings interest rate is genuinely one of the best. Will keep using it.
Disappointed
Cash-in didn't reflect for hours. Hope they fix this soon.
Solid choice
Card application was approved faster than I expected. The branch staff were courteous and sorted my concern quickly. Happy customer here.
Poor service
My account got locked and support was very slow to help. Hope they fix this soon.
Poor service
Hidden charges made the total balloon. The interest and penalties are extremely high. Hope they fix this soon.
Highly recommend
Wide branch and ATM network, always one nearby. Happy customer here.
Poor service
Endless spam messages after I applied. The interest and penalties are extremely high. Be careful.
Frustrating experience
The fees for a small loan were unreasonable. Still waiting for a resolution.
Mixed experience
Rates are average compared to the competition.
Very satisfied
Helped me through an emergency when I had no options.
Solid choice
The savings interest rate is genuinely one of the best. Happy customer here.
Really happy with this
The app is reliable for my everyday spending. Paying bills takes seconds now. Kudos to the team.
Would not recommend
Staff seemed rushed and not very helpful. Customer hotline is almost impossible to reach. Hope they fix this soon.
Room to improve
Convenient for small amounts, just watch the fees. Fast but the interest is on the high side.
Great experience
The online banking app has become a lot more stable. Kudos to the team.
Great experience
Limit increased after paying on time. Kudos to the team.
Really happy with this
Approval was fast and the cash hit my account instantly. Will keep using it.
Solid choice
Fund transfers via InstaPay post instantly. The rewards on my credit card are actually worth it. Kudos to the team.
Needs serious improvement
The interest and penalties are extremely high. The fees for a small loan were unreasonable. Still waiting for a resolution.
Frustrating experience
Customer hotline is almost impossible to reach.
Very satisfied
The online banking app has become a lot more stable. The rewards on my credit card are actually worth it. Kudos to the team.
Exceeded my expectations
Low requirements and easy application. Fees were clearer than most other apps.
Poor service
The app went down again right when I needed to pay.
Exceeded my expectations
Wide branch and ATM network, always one nearby.
Mixed experience
Service is fine but the queues can get long on payday. Fees are reasonable but not the lowest around.
Great experience
Widely accepted almost everywhere I go. Super convenient for daily payments and QR.
Great experience
Widely accepted almost everywhere I go. The app is reliable for my everyday spending. Happy customer here.
Solid choice
Opening the account was smooth with clear requirements.
Fair enough
Okay if you repay early, otherwise it gets expensive.
Okay overall
Fees are reasonable but not the lowest around. Might stick with it.
Exceeded my expectations
The branch staff were courteous and sorted my concern quickly.
Great experience
Onboarding took minutes and I got my card the same day. Instant transfers and cash-in worked flawlessly. Happy customer here.
Solid choice
Approval was fast and the cash hit my account instantly. Limit increased after paying on time. Will keep using it.
Smooth and reliable
Wide branch and ATM network, always one nearby. Hotline picked up and resolved my issue on the first call. Happy customer here.
Fair enough
Rates are average compared to the competition. Fees are reasonable but not the lowest around.
Highly recommend
Approval was fast and the cash hit my account instantly. Helped me through an emergency when I had no options.
Poor service
Customer service is nearly impossible to contact. Still waiting for a resolution.
Exceeded my expectations
Wide branch and ATM network, always one nearby. Will keep using it.
Poor service
Hidden charges I only noticed on my statement. Card delivery took weeks and no updates were given. Be careful.
Does the job
Rates are average compared to the competition. Fees are reasonable but not the lowest around.
Disappointed
Hidden charges made the total balloon. Endless spam messages after I applied.
Great experience
Repayment through the app was straightforward. Kudos to the team.
Very satisfied
The online banking app has become a lot more stable. Happy customer here.
Room to improve
Service is fine but the queues can get long on payday.
Needs serious improvement
Collection agents were aggressive and kept calling. Hope they fix this soon.
Poor service
Hidden charges I only noticed on my statement. Still waiting for a resolution.
Room to improve
Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. Might stick with it.
Solid choice
Limit increased after paying on time. Fees were clearer than most other apps.
Solid choice
The rewards on my credit card are actually worth it. Happy customer here.
Would not recommend
Endless spam messages after I applied. The fees for a small loan were unreasonable. Still waiting for a resolution.
Frustrating experience
Card delivery took weeks and no updates were given.
Very satisfied
Fund transfers via InstaPay post instantly. Will keep using it.
Exceeded my expectations
Low requirements and easy application. Repayment through the app was straightforward. Kudos to the team.
Really happy with this
Repayment through the app was straightforward.
Does the job
Fast but the interest is on the high side. Approval was quick though the term is short. Might stick with it.
Highly recommend
The app is clean and easy to use. Kudos to the team.
Smooth and reliable
Wide branch and ATM network, always one nearby. Fund transfers via InstaPay post instantly. Kudos to the team.
Decent, with caveats
Convenient for small amounts, just watch the fees. Approval was quick though the term is short. Might stick with it.
Solid choice
The rewards on my credit card are actually worth it.
Solid choice
Super convenient for daily payments and QR. Kudos to the team.
Really happy with this
Repayment through the app was straightforward. Happy customer here.
Really happy with this
Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Kudos to the team.
Highly recommend
Repayment through the app was straightforward. Happy customer here.
Really happy with this
Limit increased after paying on time. Repayment through the app was straightforward. Will keep using it.
Room to improve
Good rates but the app still has occasional glitches.
Fair enough
Fees are reasonable but not the lowest around. Service is fine but the queues can get long on payday.
Very satisfied
Fees were clearer than most other apps. Repayment through the app was straightforward. Kudos to the team.
Very satisfied
Approval was fast and the cash hit my account instantly. Fees were clearer than most other apps. Happy customer here.
Would not recommend
Collection agents were aggressive and kept calling. The interest and penalties are extremely high.
Exceeded my expectations
Wide branch and ATM network, always one nearby. Will keep using it.
Great experience
The app is reliable for my everyday spending. Widely accepted almost everywhere I go. Happy customer here.
Decent, with caveats
Works for most merchants, a few still don't accept it. Fine for payments, support could be better.
Really happy with this
Opening the account was smooth with clear requirements. Will keep using it.
Mixed experience
Approval was quick though the term is short. Fast but the interest is on the high side. Might stick with it.
Okay overall
App works most days though it lags during peak hours. Fees are reasonable but not the lowest around. It's alright for now.
Fair enough
Works well although merchant acceptance is limited. Solid for savings, less useful for daily payments. Might stick with it.
Really happy with this
Got a physical debit card at a mall kiosk in minutes. Kudos to the team.
Exceeded my expectations
The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Happy customer here.
Solid choice
The rewards on my credit card are actually worth it. Card application was approved faster than I expected. Kudos to the team.
Really happy with this
Opening the account was smooth with clear requirements. Happy customer here.
Fair enough
Service is fine but the queues can get long on payday.
Okay overall
Solid for savings, less useful for daily payments. Works well although merchant acceptance is limited.
Would not recommend
Hidden charges I only noticed on my statement. Waited over an hour in line for a simple transaction. Hope they fix this soon.
Would not recommend
Staff seemed rushed and not very helpful. Be careful.
Really happy with this
Hotline picked up and resolved my issue on the first call. Card application was approved faster than I expected.
Decent, with caveats
Fees are reasonable but not the lowest around. It's alright for now.
Fair enough
Convenient for small amounts, just watch the fees. Might stick with it.
Would not recommend
The interest and penalties are extremely high.
Disappointed
The interest and penalties are extremely high. The fees for a small loan were unreasonable. Still waiting for a resolution.
Highly recommend
Got a physical debit card at a mall kiosk in minutes. Support answered through chat quickly. Kudos to the team.
Room to improve
Nice app but verification took a couple of tries. Good rates but the app still has occasional glitches. Might stick with it.
Very satisfied
The branch staff were courteous and sorted my concern quickly. Opening the account was smooth with clear requirements. Kudos to the team.
Okay overall
Service is fine but the queues can get long on payday. Rates are average compared to the competition.
Highly recommend
The app is clean and easy to use.
Exceeded my expectations
Helped me through an emergency when I had no options. Will keep using it.
Needs serious improvement
Verification kept failing for no clear reason. Be careful.
Would not recommend
The interest and penalties are extremely high.
Frustrating experience
Hidden charges I only noticed on my statement. Hope they fix this soon.
Fair enough
Works well although merchant acceptance is limited.
Room to improve
Fees are reasonable but not the lowest around. It's alright for now.
Does the job
Nice app but verification took a couple of tries. Solid for savings, less useful for daily payments. Might stick with it.
Okay overall
Good rates but the app still has occasional glitches. Works well although merchant acceptance is limited. Might stick with it.
Exceeded my expectations
Limit increased after paying on time. Happy customer here.
Smooth and reliable
Cash-in and send money are instant.
Highly recommend
Onboarding took minutes and I got my card the same day. Happy customer here.
Mixed experience
Service is fine but the queues can get long on payday. App works most days though it lags during peak hours. It's alright for now.
Disappointed
Staff seemed rushed and not very helpful. Card delivery took weeks and no updates were given.
Would not recommend
Waited over an hour in line for a simple transaction. Be careful.
Does the job
Service is fine but the queues can get long on payday. Decent bank overall, nothing spectacular either way. It's alright for now.
Really happy with this
Cash-in and send money are instant. Will keep using it.
Would not recommend
They contacted my references over a late payment. The fees for a small loan were unreasonable. Still waiting for a resolution.
Solid choice
Fund transfers via InstaPay post instantly.
Frustrating experience
Waited over an hour in line for a simple transaction. Hope they fix this soon.
Mixed experience
Fine for payments, support could be better. Might stick with it.
Great experience
Repayment through the app was straightforward. Limit increased after paying on time. Kudos to the team.
Really happy with this
Cash-in and send money are instant.
Solid choice
Approval was fast and the cash hit my account instantly.
Decent, with caveats
Solid for savings, less useful for daily payments.
Decent, with caveats
Works well although merchant acceptance is limited. Good rates but the app still has occasional glitches. It's alright for now.
Would not recommend
Hidden charges I only noticed on my statement. The app went down again right when I needed to pay. Hope they fix this soon.
Disappointed
Card delivery took weeks and no updates were given. Still waiting for a resolution.
Fair enough
Works for most merchants, a few still don't accept it.
Very satisfied
Approval was fast and the cash hit my account instantly. Limit increased after paying on time. Will keep using it.
Very satisfied
Hotline picked up and resolved my issue on the first call. Happy customer here.
Does the job
Decent bank overall, nothing spectacular either way. Might stick with it.
Mixed experience
Decent bank overall, nothing spectacular either way. Might stick with it.
Exceeded my expectations
Limit increased after paying on time. Repayment through the app was straightforward.
Fair enough
Fine for payments, support could be better. Handy but it slows down during big promo days. It's alright for now.
Exceeded my expectations
The branch staff were courteous and sorted my concern quickly.
Decent, with caveats
Okay if you repay early, otherwise it gets expensive. Might stick with it.
Decent, with caveats
Service is fine but the queues can get long on payday.
Would not recommend
App crashed during a transfer and the balance was stuck. Still waiting for a resolution.
Really happy with this
The branch staff were courteous and sorted my concern quickly. Happy customer here.
Room to improve
Fast but the interest is on the high side. Approval was quick though the term is short. It's alright for now.
Mixed experience
Decent bank overall, nothing spectacular either way. App works most days though it lags during peak hours. Might stick with it.
Exceeded my expectations
Approval was fast and the cash hit my account instantly. Kudos to the team.
Does the job
Decent bank overall, nothing spectacular either way. Fees are reasonable but not the lowest around.
Does the job
Solid for savings, less useful for daily payments. Good rates but the app still has occasional glitches.
Does the job
Solid for savings, less useful for daily payments. Works well although merchant acceptance is limited. Might stick with it.
Poor service
The interest and penalties are extremely high. Collection agents were aggressive and kept calling. Hope they fix this soon.
Smooth and reliable
Fund transfers via InstaPay post instantly. Happy customer here.
Very satisfied
Fees were clearer than most other apps. Limit increased after paying on time. Kudos to the team.
Solid choice
Opening the account was smooth with clear requirements. Happy customer here.
Highly recommend
Instant transfers and cash-in worked flawlessly. Will keep using it.
Fair enough
Service is fine but the queues can get long on payday. Fees are reasonable but not the lowest around. Might stick with it.
Highly recommend
Opening the account was smooth with clear requirements. Kudos to the team.
Solid choice
Support answered through chat quickly. Happy customer here.
Really happy with this
Instant transfers and cash-in worked flawlessly. Will keep using it.
Okay overall
Fees are reasonable but not the lowest around.
Fair enough
Solid for savings, less useful for daily payments. It's alright for now.
Really happy with this
The app is clean and easy to use. No maintaining balance and no annoying fees. Happy customer here.
Fair enough
Fast but the interest is on the high side. Okay if you repay early, otherwise it gets expensive. It's alright for now.
Fair enough
Fees are reasonable but not the lowest around. It's alright for now.
Mixed experience
Convenient for small amounts, just watch the fees. Approval was quick though the term is short. Might stick with it.
Highly recommend
The rewards on my credit card are actually worth it. Hotline picked up and resolved my issue on the first call.
Really happy with this
The app is clean and easy to use. Kudos to the team.
Would not recommend
Collection agents were aggressive and kept calling. Endless spam messages after I applied. Hope they fix this soon.
Solid choice
The online banking app has become a lot more stable. The branch staff were courteous and sorted my concern quickly. Kudos to the team.
Not worth the hassle
Cash-in didn't reflect for hours. Hope they fix this soon.
Would not recommend
App hangs whenever there's a sale. Customer service is nearly impossible to contact. Hope they fix this soon.
Great experience
Fees were clearer than most other apps. Happy customer here.
Fair enough
Rates are average compared to the competition. Might stick with it.
Decent, with caveats
Okay if you repay early, otherwise it gets expensive. Fast but the interest is on the high side.
Poor service
Endless spam messages after I applied. Hope they fix this soon.
Great experience
Fees were clearer than most other apps. Kudos to the team.
Exceeded my expectations
The app is clean and easy to use. Instant transfers and cash-in worked flawlessly. Kudos to the team.
Smooth and reliable
Fees were clearer than most other apps. Happy customer here.
Poor service
Hidden charges made the total balloon. Be careful.
Mixed experience
App works most days though it lags during peak hours. Might stick with it.
Room to improve
App works most days though it lags during peak hours. Decent bank overall, nothing spectacular either way. It's alright for now.
Mixed experience
Okay if you repay early, otherwise it gets expensive. Convenient for small amounts, just watch the fees. Might stick with it.
Not worth the hassle
They contacted my references over a late payment. Endless spam messages after I applied. Still waiting for a resolution.
Does the job
Fine for payments, support could be better.
Exceeded my expectations
Fund transfers via InstaPay post instantly. Card application was approved faster than I expected. Happy customer here.
Highly recommend
Approval was fast and the cash hit my account instantly. Low requirements and easy application. Kudos to the team.
Fair enough
Fast but the interest is on the high side.
Great experience
Widely accepted almost everywhere I go. Cash-in and send money are instant.
Poor service
They contacted my references over a late payment. Collection agents were aggressive and kept calling. Be careful.
Solid choice
Fund transfers via InstaPay post instantly. Opening the account was smooth with clear requirements.
Exceeded my expectations
The app is reliable for my everyday spending. The linked savings actually earns interest. Will keep using it.
Disappointed
Staff seemed rushed and not very helpful. Waited over an hour in line for a simple transaction. Be careful.
Decent, with caveats
Nice app but verification took a couple of tries. It's alright for now.
Poor service
The app went down again right when I needed to pay. Hidden charges I only noticed on my statement. Still waiting for a resolution.
Highly recommend
Cash-in and send money are instant. Super convenient for daily payments and QR. Will keep using it.
Highly recommend
The savings interest rate is genuinely one of the best.
Mixed experience
Decent bank overall, nothing spectacular either way.
Room to improve
Decent bank overall, nothing spectacular either way. Might stick with it.
Okay overall
Okay overall but transfer fees add up.
Very satisfied
The app is reliable for my everyday spending. Paying bills takes seconds now. Kudos to the team.