Finsyal
BDO Unibank
Credit Card

BDO American Express Cashback

BDO Unibank

3.612 review

Tungkol sa produktong ito

Ang BDO American Express Cashback mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
1% lokal at 2% abroad kwalipikadong gastos; walang minimum gastos
Para sa
Lokal at abroad cashback
Rating
3.6 / 5

Mga detalye ng card

Network
American Express
Tier
Platinum cashback
Best for
Lokal at abroad cashback
Billing currency
PHP
Availability
Public apply
Min. annual income
₱396,000
Min. monthly income
₱33,000
Principal annual fee
₱3,000
Supplementary annual fee
₱1,500
Intro / first-year fee
Intro cashback may apply
Fee waiver
Promotion/usage depende
Monthly interest rate
3%
Foreign transaction fee
2.5%
Cash advance fee
₱200 (or US$3.20 for applicable dollar accounts)
Base earn rate
Cashback
Bonus / cashback
1% lokal at 2% abroad kwalipikadong gastos; walang minimum gastos
Cap / threshold
No standard cashback cap stated; promotional caps may apply
Travel / purchase insurance
Depende sa produkto
Other key benefits
Amex offers
Eligibility
Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
Processing time
Subject to BDO review

Ano ang sinasabi ng mga tao

Batay sa 12 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.