Credit Card
BDO American Express Explorer
BDO Unibank
3.612 review
Tungkol sa produktong ito
Ang BDO American Express Explorer mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- Travel-focused earn
- Para sa
- Miles at lounge access
- Rating
- 3.6 / 5
Mga detalye ng card
- Network
- American Express
- Tier
- Travel
- Best for
- Miles at lounge access
- Billing currency
- PHP
- Availability
- Public apply
- Min. annual income
- ₱792,000
- Min. monthly income
- ₱66,000
- Intro / first-year fee
- Check current fee sheet
- Fee waiver
- Public produkto page refers to waiver after qualifying gastos; verify
- Monthly interest rate
- 3%
- Foreign transaction fee
- 1.85%
- Cash advance fee
- ₱200 (or US$3.20 for applicable dollar accounts)
- Base earn rate
- Travel miles
- Bonus / cashback
- Travel-focused earn
- Cap / threshold
- Programa terms apply
- Airport lounge
- Lounge access; current rules apply
- Travel / purchase insurance
- Travel insurance hanggang ₱10M
- Other key benefits
- Travel at Amex benefits
- Eligibility
- Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
- Processing time
- Subject to BDO review
- Product page
- www.bdo.com.ph/personal/cards/credit-cards
Ano ang sinasabi ng mga tao
Batay sa 12 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.