Finsyal
BDO Unibank
Credit Card

BDO American Express Platinum

BDO Unibank

3.612 review

Tungkol sa produktong ito

Ang BDO American Express Platinum mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Premium Amex benefits
Para sa
Premium Amex travel
Rating
3.6 / 5

Mga detalye ng card

Network
American Express
Tier
Platinum
Best for
Premium Amex travel
Billing currency
PHP
Availability
Public catalog
Min. annual income
₱1,116,000
Min. monthly income
₱93,000
Intro / first-year fee
Check current fee sheet
Fee waiver
Not confirmed
Monthly interest rate
3%
Foreign transaction fee
1.85%
Cash advance fee
₱200 (or US$3.20 for applicable dollar accounts)
Base earn rate
Membership rewards
Bonus / cashback
Premium Amex benefits
Cap / threshold
Programa terms apply
Airport lounge
Premium lounge benefits
Travel / purchase insurance
Premium travel protection
Other key benefits
Concierge at premium travel
Eligibility
Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
Processing time
Subject to BDO review

Ano ang sinasabi ng mga tao

Batay sa 12 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.