
Credit Card
BDO Platinum Mastercard
BDO Unibank
3.612 review
Tungkol sa produktong ito
Ang BDO Platinum Mastercard mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- Premium Mastercard privileges
- Para sa
- Premium travel at lower FX
- Rating
- 3.6 / 5
Mga detalye ng card
- Network
- Mastercard
- Tier
- Platinum
- Best for
- Premium travel at lower FX
- Billing currency
- PHP
- Availability
- Public apply
- Min. annual income
- ₱924,000
- Min. monthly income
- ₱77,000
- Principal annual fee
- ₱4,500
- Supplementary annual fee
- Wala
- Intro / first-year fee
- Hanggang 6 supplementary cards may be libre
- Fee waiver
- Automatic principal-fee waiver at qualifying annual gastos (publicly stated at ₱600,000; verify)
- Monthly interest rate
- 3%
- Foreign transaction fee
- 1.85%
- Cash advance fee
- ₱200 (or US$3.20 for applicable dollar accounts)
- Base earn rate
- 1 Peso Point per ₱1,000 or US$20 kwalipikadong gastos
- Bonus / cashback
- Premium Mastercard privileges
- Cap / threshold
- Programa terms apply
- Airport lounge
- Premium programa benefits; verify current access
- Travel / purchase insurance
- Travel insurance hanggang ₱20M
- Other key benefits
- Lower FX fee
- Eligibility
- Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
- Processing time
- Subject to BDO review
- Product page
- www.bdo.com.ph/personal/cards/credit-cards
Ano ang sinasabi ng mga tao
Batay sa 12 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.