Finsyal
BDO Unibank
Credit Card

BDO Platinum Mastercard

BDO Unibank

3.612 review

Tungkol sa produktong ito

Ang BDO Platinum Mastercard mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Premium Mastercard privileges
Para sa
Premium travel at lower FX
Rating
3.6 / 5

Mga detalye ng card

Network
Mastercard
Tier
Platinum
Best for
Premium travel at lower FX
Billing currency
PHP
Availability
Public apply
Min. annual income
₱924,000
Min. monthly income
₱77,000
Principal annual fee
₱4,500
Supplementary annual fee
Wala
Intro / first-year fee
Hanggang 6 supplementary cards may be libre
Fee waiver
Automatic principal-fee waiver at qualifying annual gastos (publicly stated at ₱600,000; verify)
Monthly interest rate
3%
Foreign transaction fee
1.85%
Cash advance fee
₱200 (or US$3.20 for applicable dollar accounts)
Base earn rate
1 Peso Point per ₱1,000 or US$20 kwalipikadong gastos
Bonus / cashback
Premium Mastercard privileges
Cap / threshold
Programa terms apply
Airport lounge
Premium programa benefits; verify current access
Travel / purchase insurance
Travel insurance hanggang ₱20M
Other key benefits
Lower FX fee
Eligibility
Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
Processing time
Subject to BDO review

Ano ang sinasabi ng mga tao

Batay sa 12 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.