Finsyal
BDO Unibank
Credit Card

BDO ShopMore Mastercard

BDO Unibank

3.612 review

Tungkol sa produktong ito

Ang BDO ShopMore Mastercard mula sa BDO Unibank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
2× Peso Puntos at qualifying partners
Para sa
SM at retail shopping
Rating
3.6 / 5

Mga detalye ng card

Network
Mastercard
Tier
Classic co-brand
Best for
SM at retail shopping
Billing currency
PHP
Availability
Public apply
Min. annual income
₱180,000
Min. monthly income
₱15,000
Principal annual fee
₱1,800
Supplementary annual fee
₱900
Intro / first-year fee
Monthly fee equivalent; check first-taon offer
Fee waiver
Promotion/usage depende
Monthly interest rate
3%
Foreign transaction fee
2.5%
Cash advance fee
₱200 (or US$3.20 for applicable dollar accounts)
Base earn rate
BDO Peso Puntos
Bonus / cashback
2× Peso Puntos at qualifying partners
Cap / threshold
Programa terms apply
Airport lounge
Wala
Other key benefits
Available in several color designs; treated as one produkto
Eligibility
Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.
Processing time
Subject to BDO review

Ano ang sinasabi ng mga tao

Batay sa 12 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.