Finsyal
Bank of the Philippine Islands
Credit Card

BPI Omni

Bank of the Philippine Islands

2.98 review

Tungkol sa produktong ito

Ang BPI Omni mula sa Bank of the Philippine Islands ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Digital-first fraud at e-commerce protection
Para sa
Online na gastos
Rating
2.9 / 5

Mga detalye ng card

Network
Mastercard
Tier
Digital / relationship
Best for
Online na gastos
Billing currency
PHP
Availability
Invite/select depositors
Principal annual fee
₱3,000
Intro / first-year fee
Check invitation terms
Fee waiver
Not publicly standardized
Monthly interest rate
3%
Foreign transaction fee
1.85%
Cash advance fee
₱200 per transaction
Base earn rate
3× BPI puntos per ₱50 kwalipikadong online gastos
Bonus / cashback
Digital-first fraud at e-commerce protection
Cap / threshold
Programa terms apply
Travel / purchase insurance
E-commerce protection
Other key benefits
Digital-first card; some capabilities may be limited
Eligibility
Subject to BPI credit assessment at documentary requirements.

Ano ang sinasabi ng mga tao

Batay sa 8 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.