Finsyal
China Banking
Credit Card

Chinabank @home Visa Platinum

China Banking

4.05 review

Tungkol sa produktong ito

Ang Chinabank @home Visa Platinum mula sa China Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Hanggang 5% family cashback
Para sa
Family expenses at cashback
Rating
4.0 / 5

Mga detalye ng card

Network
Visa
Tier
Platinum family
Best for
Family expenses at cashback
Billing currency
PHP
Availability
Public apply
Supplementary annual fee
Wala
Monthly interest rate
3%
Foreign transaction fee
2.5%
Cash advance fee
₱200 per transaction; 3% monthly interest
Bonus / cashback
Hanggang 5% family cashback
Cap / threshold
Cashback capped at ₱1,500 kada buwan
Other key benefits
Hanggang 10 supplementary cards; 0% 3-buwan conversion for qualifying school at medikal gastos ≥₱50,000
Processing time
10–15 banking araw

Ano ang sinasabi ng mga tao

Batay sa 5 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.