HSBC Live+ Credit Card

Tungkol sa produktong ito

Ang HSBC Live+ Credit Card mula sa HSBC Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate

3% kada buwan

Rewards

Hanggang 8% pagkain, 2% fast food, at 5% shopping, libangan at piling travel

Para sa

Pagkain, shopping at libangan cashback

Rating

4.8 / 5

Mga detalye ng card

Network

Visa

Tier

Signature cashback

Best for

Pagkain, shopping at libangan cashback

Billing currency

PHP

Availability

Public apply

Min. annual income

₱400,000

Min. monthly income

₱33,333

Principal annual fee

₱5,000

Supplementary annual fee

₱2,500

Intro / first-year fee

Annual fee waived for first taon

Fee waiver

Limited offer through 31 Aug 2026: gastos ₱60,000 within 60 araw at register in the HSBC app for no annual fees habambuhay

Monthly interest rate

3%

Foreign transaction fee

3.5%

Cash advance fee

₱200 per transaction; 3% monthly nominal interest

Base earn rate

0.2% cashback sa iba pang kwalipikadong gastos

Bonus / cashback

Hanggang 8% pagkain, 2% fast food, at 5% shopping, libangan at piling travel

Cap / threshold

₱10,000 statement-cycle gastos unlocks accelerated rates; cashback cap ₱1,250/buwan

Travel / purchase insurance

Travel insurance hanggang ₱10 million; online purchase protection hanggang US$200

Other key benefits

Visa Digital Concierge, Caltex rebates, installment plans

Eligibility

Age 21–65; existing locally issued primary credit card held kahit paano 6 buwan; annual income ₱400,000

Processing time

About 5–10 business araw after complete documents

Product page

www.hsbc.com.ph/credit-cards/products/liveplus

Fees / terms

www.hsbc.com.ph/content/dam/hsbc/ph/docs/credit-card-fees-and-charges.pdf