Credit Card
HSBC Red Platinum Mastercard
HSBC Philippines
4.88 review
Tungkol sa produktong ito
Ang HSBC Red Platinum Mastercard mula sa HSBC Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- 4× puntos sa online, pagkain, shopping, at abroad gastos
- Para sa
- Online shopping at rewards
- Rating
- 4.8 / 5
Mga detalye ng card
- Network
- Mastercard
- Tier
- Platinum
- Best for
- Online shopping at rewards
- Billing currency
- PHP
- Availability
- Public apply
- Min. annual income
- ₱400,000
- Min. monthly income
- ₱33,333
- Principal annual fee
- ₱2,500
- Supplementary annual fee
- ₱1,250
- Intro / first-year fee
- Annual fee waived for first taon
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly nominal interest
- Base earn rate
- 1 bonus point per ₱20
- Bonus / cashback
- 4× puntos sa online, pagkain, shopping, at abroad gastos
- Cap / threshold
- Accelerated puntos apply to hanggang ₱40,000 qualified gastos kada buwan
- Other key benefits
- Rewards redemption, 0% installment offers, Caltex rebates, app at e-statement access
- Eligibility
- Existing locally issued primary credit card held for kahit paano 6 buwan; minimum annual income ₱400,000
- Processing time
- About 5–10 business araw after complete documents
Ano ang sinasabi ng mga tao
Batay sa 8 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.