Finsyal
Philippine National Bank
Credit Card

PNB-PAL Mabuhay Miles NOW Mastercard

Philippine National Bank

2.76 review

Tungkol sa produktong ito

Ang PNB-PAL Mabuhay Miles NOW Mastercard mula sa Philippine National Bank ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
PAL-linked benefits
Para sa
Entry airline miles
Rating
2.7 / 5

Mga detalye ng card

Network
Mastercard
Tier
Classic co-brand
Best for
Entry airline miles
Billing currency
PHP
Availability
Public apply
Min. annual income
₱120,000
Min. monthly income
₱10,000
Principal annual fee
₱1,000
Supplementary annual fee
Wala
Intro / first-year fee
First 3 taon libre
Fee waiver
Supplementary fee libre habambuhay
Monthly interest rate
3%
Foreign transaction fee
2.5%
Cash advance fee
₱200 per transaction
Base earn rate
1 rewards point converts to 1 Mabuhay Mile
Bonus / cashback
PAL-linked benefits
Cap / threshold
Programa terms apply
Airport lounge
Wala
Travel / purchase insurance
Depende sa produkto
Other key benefits
Mabuhay Miles auto-conversion programa
Eligibility
Principal applicants generally Filipino citizens age 21–65 with kahit paano ₱10,000 monthly income at supporting documents.
Processing time
Subject to PNB review

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.