Finsyal
Rizal Commercial Banking
Credit Card

AirAsia Platinum Credit Card

Rizal Commercial Banking

3.36 review

Tungkol sa produktong ito

Ang AirAsia Platinum Credit Card mula sa Rizal Commercial Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Accelerated travel earn at monthly gastos bonus
Para sa
Frequent AirAsia travelers
Rating
3.3 / 5

Mga detalye ng card

Network
Visa
Tier
Platinum co-brand
Best for
Frequent AirAsia travelers
Billing currency
PHP
Availability
Public catalog
Principal annual fee
₱4,800
Supplementary annual fee
₱2,400
Intro / first-year fee
Billed ₱400/buwan; supplementary ₱200/buwan
Fee waiver
Not publicly standardized
Monthly interest rate
3%
Foreign transaction fee
1.85%
Cash advance fee
₱200 (or US$3 for applicable dollar cards)
Base earn rate
AirAsia puntos; as low as ₱22 per point sa qualifying gastos
Bonus / cashback
Accelerated travel earn at monthly gastos bonus
Cap / threshold
Programa terms apply
Airport lounge
Unlimited PAGSS; current rules apply
Travel / purchase insurance
Travel insurance hanggang ₱5M
Other key benefits
AirAsia ecosystem
Eligibility
Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone at income documents required.
Processing time
Typically 10–15 banking araw after complete documents

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.