Finsyal
Rizal Commercial Banking
Credit Card

Black Platinum Mastercard

Rizal Commercial Banking

3.36 review

Tungkol sa produktong ito

Ang Black Platinum Mastercard mula sa Rizal Commercial Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Standard rewards grid
Para sa
Flexible na rewards
Rating
3.3 / 5

Mga detalye ng card

Network
Mastercard
Tier
Platinum
Best for
Flexible na rewards
Billing currency
PHP
Availability
Public apply
Principal annual fee
₱3,600
Supplementary annual fee
Wala
Intro / first-year fee
Hanggang 5 supplementary cards libre
Fee waiver
Supplementary fee benefit
Monthly interest rate
3%
Foreign transaction fee
3.5%
Cash advance fee
₱200 (or US$3 for applicable dollar cards)
Base earn rate
RCBC flexible rewards
Bonus / cashback
Standard rewards grid
Cap / threshold
Programa terms apply
Airport lounge
Piling offers
Travel / purchase insurance
Travel insurance hanggang ₱1M; purchase protection
Other key benefits
Premium installment at rewards features
Eligibility
Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone at income documents required.
Processing time
Typically 10–15 banking araw after complete documents

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.