Credit Card
RCBC Gold JCB
Rizal Commercial Banking
3.36 review
Tungkol sa produktong ito
Ang RCBC Gold JCB mula sa Rizal Commercial Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- JCB privileges
- Para sa
- Japan-related privileges
- Rating
- 3.3 / 5
Mga detalye ng card
- Network
- JCB
- Tier
- Gold
- Best for
- Japan-related privileges
- Billing currency
- PHP
- Availability
- Public apply
- Principal annual fee
- ₱3,000
- Supplementary annual fee
- ₱1,500
- Intro / first-year fee
- Check current promotion
- Fee waiver
- Not publicly standardized
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 (or US$3 for applicable dollar cards)
- Base earn rate
- RCBC flexible rewards
- Bonus / cashback
- JCB privileges
- Cap / threshold
- Programa terms apply
- Airport lounge
- JCB programa rules
- Travel / purchase insurance
- Depende sa produkto
- Other key benefits
- JCB Gold offers
- Eligibility
- Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone at income documents required.
- Processing time
- Typically 10–15 banking araw after complete documents
- Product page
- rcbccredit.com/credit-cards
- Fees / terms
- rcbccredit.com/card-fees-and-charges
Ano ang sinasabi ng mga tao
Batay sa 6 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.