Finsyal
Rizal Commercial Banking
Credit Card

RCBC JCB Platinum

Rizal Commercial Banking

3.36 review

Tungkol sa produktong ito

Ang RCBC JCB Platinum mula sa Rizal Commercial Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
JCB Japan at Asia privileges
Para sa
Travel at shopping sa Japan
Rating
3.3 / 5

Mga detalye ng card

Network
JCB
Tier
Platinum
Best for
Travel at shopping sa Japan
Billing currency
PHP
Availability
Public apply
Principal annual fee
₱3,600
Supplementary annual fee
Wala
Intro / first-year fee
Hanggang 3 supplementary cards libre; excess ₱1,800
Fee waiver
Supplementary fee benefit
Monthly interest rate
3%
Foreign transaction fee
3.5%
Cash advance fee
₱200 (or US$3 for applicable dollar cards)
Base earn rate
1 point per ₱25 kwalipikadong Japan gastos; base rate nag-iiba by category
Bonus / cashback
JCB Japan at Asia privileges
Cap / threshold
Programa terms apply
Airport lounge
Access to 50+ JCB lounges; current rules apply
Travel / purchase insurance
Travel-related benefits
Other key benefits
JCB concierge at Japan privileges
Eligibility
Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone at income documents required.
Processing time
Typically 10–15 banking araw after complete documents

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.