Credit Card
UnionPay Diamond
Rizal Commercial Banking
3.36 review
Tungkol sa produktong ito
Ang UnionPay Diamond mula sa Rizal Commercial Banking ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- 2× puntos at piling hotels/restaurants in China regions
- Para sa
- Travel at gastos sa China
- Rating
- 3.3 / 5
Mga detalye ng card
- Network
- UnionPay
- Tier
- Diamond
- Best for
- Travel at gastos sa China
- Billing currency
- PHP
- Availability
- Public catalog
- Principal annual fee
- ₱3,000
- Supplementary annual fee
- Wala
- Intro / first-year fee
- Hanggang 9 supplementary cards libre
- Fee waiver
- Supplementary fee benefit
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 (or US$3 for applicable dollar cards)
- Base earn rate
- RCBC rewards
- Bonus / cashback
- 2× puntos at piling hotels/restaurants in China regions
- Cap / threshold
- Programa terms apply
- Airport lounge
- UnionPay offers
- Travel / purchase insurance
- Travel-related benefits
- Other key benefits
- UnionPay regional privileges
- Eligibility
- Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone at income documents required.
- Processing time
- Typically 10–15 banking araw after complete documents
- Product page
- rcbccredit.com/credit-cards
- Fees / terms
- rcbccredit.com/card-fees-and-charges
Ano ang sinasabi ng mga tao
Batay sa 6 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.