Credit Card
Gold Visa
Union Bank of the Philippines
2.26 review
Tungkol sa produktong ito
Ang Gold Visa mula sa Union Bank of the Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- Visa Gold offers
- Para sa
- Pangkalahatang rewards
- Rating
- 2.2 / 5
Mga detalye ng card
- Network
- Visa
- Tier
- Gold
- Best for
- Pangkalahatang rewards
- Billing currency
- PHP
- Availability
- Public catalog
- Principal annual fee
- ₱2,500
- Supplementary annual fee
- ₱1,250
- Intro / first-year fee
- Check current promotion
- Fee waiver
- Not publicly standardized
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- 1 point per ₱35
- Bonus / cashback
- Visa Gold offers
- Cap / threshold
- Programa terms apply
- Travel / purchase insurance
- Produkto-specific; verify
- Other key benefits
- Pangkalahatang rewards
- Eligibility
- Subject to UnionBank credit assessment; most card-specific income thresholds are not publicly disclosed.
- Product page
- www.unionbankph.com/cards/credit-card
- Fees / terms
- www.unionbankph.com/cards-fees
Ano ang sinasabi ng mga tao
Batay sa 6 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.