Finsyal
Union Bank of the Philippines
Credit Card

Reserve Visa Infinite

Union Bank of the Philippines

2.26 review

Tungkol sa produktong ito

Ang Reserve Visa Infinite mula sa Union Bank of the Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Hanggang 5× puntos sa piling pagkain, shopping at foreign-currency gastos
Para sa
Premium na travel
Rating
2.2 / 5

Mga detalye ng card

Network
Visa
Tier
Infinite
Best for
Premium na travel
Billing currency
PHP
Availability
Invitation only
Principal annual fee
₱12,000
Supplementary annual fee
₱6,000
Intro / first-year fee
Invitation only
Fee waiver
Hanggang 7 supplementary fees may be waived; verify conditions
Monthly interest rate
3%
Foreign transaction fee
2%
Cash advance fee
₱200 per transaction
Base earn rate
1 point per ₱30
Bonus / cashback
Hanggang 5× puntos sa piling pagkain, shopping at foreign-currency gastos
Cap / threshold
Programa terms apply
Airport lounge
Unlimited Priority Pass access; current guest terms apply
Travel / purchase insurance
Travel insurance hanggang ₱20M
Other key benefits
Concierge at premium privileges
Eligibility
Subject to UnionBank credit assessment; most card-specific income thresholds are not publicly disclosed.

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.