
Credit Card
Rewards Secured Credit Card
Union Bank of the Philippines
2.26 review
Tungkol sa produktong ito
Ang Rewards Secured Credit Card mula sa Union Bank of the Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.
Mahahalagang datos
- Rate
- 3% kada buwan
- Rewards
- Secured-card approval proposition
- Para sa
- Pagbuo ng credit
- Rating
- 2.2 / 5
Mga detalye ng card
- Network
- Mastercard
- Tier
- Secured
- Best for
- Pagbuo ng credit
- Billing currency
- PHP
- Availability
- Public apply
- Intro / first-year fee
- Secured by hold-out deposit
- Fee waiver
- Deposit mula sa ₱20,000; stated limit hanggang 90% of hold-out
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- Rewards programa; exact current earn grid must be confirmed
- Bonus / cashback
- Secured-card approval proposition
- Cap / threshold
- Subject to credit assessment
- Other key benefits
- Lower-entry secured route
- Eligibility
- Subject to UnionBank credit assessment; most card-specific income thresholds are not publicly disclosed.
- Product page
- www.unionbankph.com/cards/credit-card
- Fees / terms
- www.unionbankph.com/cards-fees
Ano ang sinasabi ng mga tao
Batay sa 6 review
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.