Finsyal
Union Bank of the Philippines
Credit Card

Rewards Secured Credit Card

Union Bank of the Philippines

2.26 review

Tungkol sa produktong ito

Ang Rewards Secured Credit Card mula sa Union Bank of the Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
Secured-card approval proposition
Para sa
Pagbuo ng credit
Rating
2.2 / 5

Mga detalye ng card

Network
Mastercard
Tier
Secured
Best for
Pagbuo ng credit
Billing currency
PHP
Availability
Public apply
Intro / first-year fee
Secured by hold-out deposit
Fee waiver
Deposit mula sa ₱20,000; stated limit hanggang 90% of hold-out
Monthly interest rate
3%
Foreign transaction fee
3%
Cash advance fee
₱200 per transaction
Base earn rate
Rewards programa; exact current earn grid must be confirmed
Bonus / cashback
Secured-card approval proposition
Cap / threshold
Subject to credit assessment
Other key benefits
Lower-entry secured route
Eligibility
Subject to UnionBank credit assessment; most card-specific income thresholds are not publicly disclosed.

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.