Finsyal
Union Bank of the Philippines
Credit Card

S&R Visa Platinum

Union Bank of the Philippines

2.26 review

Tungkol sa produktong ito

Ang S&R Visa Platinum mula sa Union Bank of the Philippines ay may 3% kada buwan. Ihambing ang mga datos sa ibaba, pagkatapos ay magpatuloy sa provider kapag handa ka na.

Mahahalagang datos

Rate
3% kada buwan
Rewards
3% rebate at S&R; qualifying rules apply
Para sa
Mga S&R shopper
Rating
2.2 / 5

Mga detalye ng card

Network
Visa
Tier
Platinum co-brand
Best for
Mga S&R shopper
Billing currency
PHP
Availability
Public apply
Principal annual fee
Wala
Intro / first-year fee
Walang annual fee
Fee waiver
No annual fee habambuhay
Monthly interest rate
3%
Foreign transaction fee
2%
Cash advance fee
₱200 per transaction
Base earn rate
Rebate card
Bonus / cashback
3% rebate at S&R; qualifying rules apply
Cap / threshold
Programa terms apply
Other key benefits
S&R membership-linked benefits
Eligibility
Subject to UnionBank credit assessment; most card-specific income thresholds are not publicly disclosed.

Ano ang sinasabi ng mga tao

Batay sa 6 review

Basahin lahat ng review
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.