Business loans
SME Loan
BDO Unibank
3.612 reviews
About this product
SME Loan from BDO Unibank offers 7-8% p.a.. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 7-8% p.a.
- Amount
- ₱1,000,000–₱20,000,000
- Term
- 12-60 mos
- Rating
- 3.6 / 5
Card details
- Category
- Universal bank
- Product
- SME Multipurpose Term Loan; Ready Check; working capital and trade facilities
- Term / facility
- Term loan 1–10 years; revolving facility varies
- Collateral
- Typically real estate for SME multipurpose products
- Application channel
- Website inquiry / branch
- Target segment
- Established SMEs
- Pricing / fees
- Quoted after assessment
- Eligibility
- Business and collateral documentation
What people say
Based on 12 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.