BDO Platinum Mastercard

About this product

BDO Platinum Mastercard from BDO Unibank offers 3% per month. Compare the facts below, then continue to the provider when you're ready.

Key facts

Rate

3% per month

Rewards

Premium Mastercard privileges

Good for

Premium travel and lower FX

Rating

3.6 / 5

Card details

Network

Mastercard

Tier

Platinum

Best for

Premium travel and lower FX

Billing currency

PHP

Availability

Public apply

Min. annual income

₱924,000

Min. monthly income

₱77,000

Principal annual fee

₱4,500

Supplementary annual fee

None

Intro / first-year fee

Up to 6 supplementary cards may be free

Fee waiver

Automatic principal-fee waiver at qualifying annual spend (publicly stated at ₱600,000; verify)

Monthly interest rate

3%

Foreign transaction fee

1.85%

Cash advance fee

₱200 (or US$3.20 for applicable dollar accounts)

Base earn rate

1 Peso Point per ₱1,000 or US$20 eligible spend

Bonus / cashback

Premium Mastercard privileges

Cap / threshold

Program terms apply

Airport lounge

Premium program benefits; verify current access

Travel / purchase insurance

Travel insurance up to ₱20M

Other key benefits

Lower FX fee

Eligibility

Generally age 21–60; Filipino citizen or qualified resident foreigner; employed or self-employed with supporting documents.

Processing time

Subject to BDO review

Product page

www.bdo.com.ph/personal/cards/credit-cards

Fees / terms

www.bdo.com.ph/content/dam/bdounibank/en-ph/cbg-marketing/cards/credit-cards/fees-and-charges/FC-ELITE.pdf