Finsyal
Log in
Bank of the Philippine Islands
Credit cards

BPI Family Credit Card

Bank of the Philippine Islands

2.98 reviews

About this product

BPI Family Credit Card from Bank of the Philippine Islands offers 3% per month. Compare the facts below, then continue to the provider when you're ready.

Key facts

Rate
3% per month
Rewards
Family-oriented positioning
Good for
Household controls
Rating
2.9 / 5

Card details

Network
Mastercard
Tier
Legacy / secondary listing
Best for
Household controls
Billing currency
PHP
Availability
Not shown in primary current catalog
Principal annual fee
₱1,350
Intro / first-year fee
Check current availability
Fee waiver
Not publicly standardized
Monthly interest rate
3%
Foreign transaction fee
1.85%
Cash advance fee
₱200 per transaction
Base earn rate
Not confirmed
Bonus / cashback
Family-oriented positioning
Airport lounge
None
Other key benefits
Availability requires BPI confirmation
Eligibility
Subject to BPI credit assessment and documentary requirements.

What people say

Based on 8 reviews

Read all reviews
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.