Credit cards
Chinabank @home Visa Platinum
China Banking
4.05 reviews
About this product
Chinabank @home Visa Platinum from China Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Up to 5% family cashback
- Good for
- Family expenses and cashback
- Rating
- 4.0 / 5
Card details
- Network
- Visa
- Tier
- Platinum family
- Best for
- Family expenses and cashback
- Billing currency
- PHP
- Availability
- Public apply
- Supplementary annual fee
- None
- Monthly interest rate
- 3%
- Foreign transaction fee
- 2.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly interest
- Bonus / cashback
- Up to 5% family cashback
- Cap / threshold
- Cashback capped at ₱1,500 per month
- Other key benefits
- Up to 10 supplementary cards; 0% 3-month conversion for qualifying school and medical spend ≥₱50,000
- Processing time
- 10–15 banking days
- Fees / terms
- www.chinabank.ph/at-home-fees-and-charges
What people say
Based on 5 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.