Credit cards
Chinabank Velvet Visa Signature
China Banking
4.05 reviews
About this product
Chinabank Velvet Visa Signature from China Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- ₱800 cashback after spending at least ₱8,000 every 8th of the month
- Good for
- Shopping, beauty and wellness
- Rating
- 4.0 / 5
Card details
- Network
- Visa
- Tier
- Signature
- Best for
- Shopping, beauty and wellness
- Billing currency
- PHP
- Availability
- Public apply
- Monthly interest rate
- 3%
- Foreign transaction fee
- 2.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly interest
- Base earn rate
- 1 point per ₱30 qualified spend
- Bonus / cashback
- ₱800 cashback after spending at least ₱8,000 every 8th of the month
- Other key benefits
- Visa Concierge, purchase protection, shopping/wellness deals and 0% installment offers
- Processing time
- 10–15 banking days
- Fees / terms
- www.chinabank.ph/credit-cards-fees-charges
What people say
Based on 5 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.