Credit cards
Chinabank World Mastercard
China Banking
4.05 reviews
About this product
Chinabank World Mastercard from China Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- 5% fuel rebate
- Good for
- Fuel, dining and premium travel
- Rating
- 4.0 / 5
Card details
- Network
- Mastercard
- Tier
- World
- Best for
- Fuel, dining and premium travel
- Billing currency
- PHP
- Availability
- Public apply
- Monthly interest rate
- 3%
- Foreign transaction fee
- 2.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly interest
- Base earn rate
- 1 point per ₱30 qualified spend
- Bonus / cashback
- 5% fuel rebate
- Airport lounge
- Mastercard Travel Pass access; US$32 per person per visit
- Travel / purchase insurance
- Travel accident and inconvenience insurance up to ₱20 million
- Other key benefits
- Travel/lifestyle manager and complimentary SMAC Prestige membership
- Processing time
- 10–15 banking days
- Product page
- www.chinabank.ph/credit-cards-world
- Fees / terms
- www.chinabank.ph/credit-cards-fees-charges
What people say
Based on 5 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.