Credit cards
Wealth World Elite Mastercard
China Banking
4.05 reviews
About this product
Wealth World Elite Mastercard from China Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Up to 5% fuel rebate
- Good for
- Invitation-only premium travel
- Rating
- 4.0 / 5
Card details
- Network
- Mastercard
- Tier
- World Elite metal
- Best for
- Invitation-only premium travel
- Billing currency
- PHP
- Availability
- Invitation only
- Monthly interest rate
- 3%
- Foreign transaction fee
- 1.7%
- Cash advance fee
- ₱200 per transaction; 3% monthly interest
- Base earn rate
- 1 point per ₱30 local spend; 1 point per ₱15 foreign spend
- Bonus / cashback
- Up to 5% fuel rebate
- Cap / threshold
- Fuel rebate capped at ₱500 per cycle month
- Airport lounge
- 10 complimentary Mastercard Travel Pass visits annually
- Travel / purchase insurance
- Travel insurance up to US$500,000
- Other key benefits
- Metal card, premium dining discounts, cash credits and airline-mile conversion
- Eligibility
- By invitation only
- Product page
- www.chinabank.ph/credit-cards-wealth-world-elite
What people say
Based on 5 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.