Credit cards
EastWest JCB Gold
East West Banking
3.79 reviews
About this product
EastWest JCB Gold from East West Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Japan-related offers
- Good for
- Japan offers
- Rating
- 3.7 / 5
Card details
- Network
- JCB
- Tier
- Gold
- Best for
- Japan offers
- Billing currency
- PHP
- Availability
- Public apply
- Min. annual income
- ₱300,000
- Min. monthly income
- ₱25,000
- Principal annual fee
- ₱2,500
- Supplementary annual fee
- ₱1,250
- Intro / first-year fee
- First year free; first supplementary free for life
- Fee waiver
- First supplementary fee waived
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- JCB/Limitless rewards
- Bonus / cashback
- Japan-related offers
- Cap / threshold
- Program terms apply
- Airport lounge
- JCB program rules
- Travel / purchase insurance
- Product-specific
- Other key benefits
- JCB Gold privileges
- Eligibility
- Filipino citizen or resident foreigner, age 21+, with phone and income/address requirements.
- Processing time
- Subject to EastWest review
- Product page
- www.eastwestbanker.com/cards/creditcards
What people say
Based on 9 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.