Credit cards
EastWest Puregold Always Panalo Visa
East West Banking
3.79 reviews
About this product
EastWest Puregold Always Panalo Visa from East West Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Puregold-linked rewards
- Good for
- Puregold shoppers
- Rating
- 3.7 / 5
Card details
- Network
- Visa
- Tier
- Classic co-brand
- Best for
- Puregold shoppers
- Billing currency
- PHP
- Availability
- Public apply
- Principal annual fee
- ₱1,200
- Supplementary annual fee
- ₱600
- Intro / first-year fee
- Billed ₱100/month; supplementary ₱50/month
- Fee waiver
- Waivable at qualifying ₱80,000 annual cross-border/e-commerce spend
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- 1 point per ₱30 at Puregold; lower base earn elsewhere
- Bonus / cashback
- Puregold-linked rewards
- Cap / threshold
- Program terms apply
- Airport lounge
- None
- Other key benefits
- Retail co-brand
- Eligibility
- Filipino citizen or resident foreigner, age 21+, with phone and income/address requirements.
- Processing time
- Subject to EastWest review
- Product page
- www.eastwestbanker.com/cards/creditcards
What people say
Based on 9 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.