Credit cards
HSBC Gold Visa Cash Back Credit Card
HSBC Philippines
4.88 reviews
About this product
HSBC Gold Visa Cash Back Credit Card from HSBC Philippines offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- 5% dining cashback; 3% Caltex rebate
- Good for
- Dining cashback
- Rating
- 4.8 / 5
Card details
- Network
- Visa
- Tier
- Gold cashback
- Best for
- Dining cashback
- Billing currency
- PHP
- Availability
- No longer offered
- Principal annual fee
- ₱2,500
- Supplementary annual fee
- ₱1,250
- Intro / first-year fee
- Legacy product; no new applications
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly nominal interest
- Base earn rate
- 0.2% cashback on other spend
- Bonus / cashback
- 5% dining cashback; 3% Caltex rebate
- Other key benefits
- Existing cardholders only
- Eligibility
- HSBC states that new applications are no longer accepted
- Product page
- www.hsbc.com.ph/credit-cards/products/gold-visa
What people say
Based on 8 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.