Credit cards
HSBC Premier Mastercard
HSBC Philippines
4.88 reviews
About this product
HSBC Premier Mastercard from HSBC Philippines offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- 4 points on overseas spend; 3 points on local shopping and dining
- Good for
- Premier relationship rewards
- Rating
- 4.8 / 5
Card details
- Network
- Mastercard
- Tier
- Premier
- Best for
- Premier relationship rewards
- Billing currency
- PHP
- Availability
- Premier relationship only
- Principal annual fee
- None
- Supplementary annual fee
- None
- Fee waiver
- No annual fee for life for eligible HSBC Premier customers
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly nominal interest
- Base earn rate
- 1 bonus point per ₱20
- Bonus / cashback
- 4 points on overseas spend; 3 points on local shopping and dining
- Airport lounge
- Mastercard Travel Pass membership; complimentary visit count not disclosed
- Travel / purchase insurance
- Complimentary travel insurance
- Other key benefits
- Caltex rebates, global offers, installment plans and emergency assistance
- Eligibility
- HSBC Premier customers only; Premier qualification includes ₱3 million TRB or qualifying salary-credit route
- Product page
- www.hsbc.com.ph/credit-cards/products/premier
What people say
Based on 8 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.