Credit cards
HSBC Premier Travel Card
HSBC Philippines
4.88 reviews
About this product
HSBC Premier Travel Card from HSBC Philippines offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- 4 bonus points per ₱20 on overseas purchases
- Good for
- Premium travel
- Rating
- 4.8 / 5
Card details
- Network
- Mastercard
- Tier
- Premier travel
- Best for
- Premium travel
- Billing currency
- PHP
- Availability
- Premier relationship only
- Principal annual fee
- ₱12,500
- Supplementary annual fee
- None
- Fee waiver
- Annual fee waived with at least ₱5 million Total Relationship Balance
- Monthly interest rate
- 3%
- Foreign transaction fee
- 0.99%
- Cash advance fee
- ₱200 per transaction; 3% monthly nominal interest
- Base earn rate
- 1 bonus point per ₱20
- Bonus / cashback
- 4 bonus points per ₱20 on overseas purchases
- Airport lounge
- 10 complimentary airport-lounge visits annually
- Travel / purchase insurance
- Complimentary travel insurance
- Other key benefits
- 2 airport transfers and 2 meet-and-greet services; Caltex rebate; air-mile redemption
- Eligibility
- HSBC Premier account holder; card page requires ₱5 million TRB for the card/fee waiver
What people say
Based on 8 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.