Credit cards
Maya Black Visa
Maya Bank
3.65 reviews
About this product
Maya Black Visa from Maya Bank offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Up to 10× Maya Miles at preferred merchants
- Good for
- Miles and travel
- Rating
- 3.6 / 5
Card details
- Network
- Visa
- Tier
- Premium travel
- Best for
- Miles and travel
- Billing currency
- PHP
- Availability
- Public apply
- Principal annual fee
- None
- Intro / first-year fee
- No annual fee when usage condition is met
- Fee waiver
- Transact at least once every month to keep no annual fee for life; fallback fee not publicly stated
- Monthly interest rate
- 3%
- Base earn rate
- 1 Maya Mile per ₱40 qualifying spend
- Bonus / cashback
- Up to 10× Maya Miles at preferred merchants
- Airport lounge
- Quarterly DragonPass lounge passes
- Travel / purchase insurance
- Travel insurance and travel perks disclosed; limits not stated on catalog page
- Other key benefits
- Miles can be used in the in-app catalog; free eSIM and Visa privileges; app card controls
- Eligibility
- Age 21–65; Filipino resident; upgraded Maya account; subject to credit evaluation
- Product page
- www.mayabank.ph/creditcard/#maya-black
- Fees / terms
- www.mayabank.ph/creditcard/terms-and-conditions
What people say
Based on 5 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.