Credit cards
Maybank Gold Mastercard
Maybank Philippines
3.311 reviews
About this product
Maybank Gold Mastercard from Maybank Philippines offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- Miles, cash credits or eGift redemption
- Good for
- Everyday rewards
- Rating
- 3.3 / 5
Card details
- Network
- Mastercard
- Tier
- Gold
- Best for
- Everyday rewards
- Billing currency
- PHP
- Availability
- Public apply
- Min. annual income
- ₱420,000
- Min. monthly income
- ₱35,000
- Principal annual fee
- ₱2,500
- Supplementary annual fee
- ₱1,500
- Intro / first-year fee
- Check current promotion
- Fee waiver
- Automatic waiver with 24 qualifying uses or ₱24,000 annual spend
- Monthly interest rate
- 3%
- Foreign transaction fee
- 2.5%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- 1 TreatsPoint per ₱25
- Bonus / cashback
- Miles, cash credits or eGift redemption
- Cap / threshold
- Program terms apply
- Travel / purchase insurance
- Product-specific
- Other key benefits
- 2.5% total foreign-currency fee
- Eligibility
- Resident of the Philippines, age 21–65; public FAQ also asks for an existing locally issued card with at least ₱30,000 limit and more than 10 months history.
- Processing time
- 10–15 banking days after complete requirements
What people say
Based on 11 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.