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Maybank Philippines
Credit cards

Maybank Platinum Mastercard

Maybank Philippines

3.311 reviews

About this product

Maybank Platinum Mastercard from Maybank Philippines offers 3% per month. Compare the facts below, then continue to the provider when you're ready.

Key facts

Rate
3% per month
Rewards
1% cashback on qualifying overseas spend
Good for
Travel miles and overseas cashback
Rating
3.3 / 5

Card details

Network
Mastercard
Tier
Platinum
Best for
Travel miles and overseas cashback
Billing currency
PHP
Availability
Public apply
Min. annual income
₱650,000
Min. monthly income
₱54,167
Principal annual fee
₱3,500
Supplementary annual fee
₱1,750
Intro / first-year fee
Check current promotion
Fee waiver
Automatic waiver with 12 qualifying uses or ₱60,000 annual spend
Monthly interest rate
3%
Foreign transaction fee
1.8%
Cash advance fee
₱200 per transaction
Base earn rate
Travel miles; public catalog states faster earn at ₱25 spend
Bonus / cashback
1% cashback on qualifying overseas spend
Cap / threshold
Program terms apply
Airport lounge
Product-specific; verify
Travel / purchase insurance
Product-specific
Other key benefits
Low 1.8% total foreign-currency fee
Eligibility
Resident of the Philippines, age 21–65; public FAQ also asks for an existing locally issued card with at least ₱30,000 limit and more than 10 months history.
Processing time
10–15 banking days after complete requirements

What people say

Based on 11 reviews

Read all reviews
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.