Credit cards
PSBank Credit Mastercard
Philippine Savings Bank
3.04 reviews
About this product
PSBank Credit Mastercard from Philippine Savings Bank offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- —
- Good for
- No annual fee and installment access
- Rating
- 3.0 / 5
Card details
- Network
- Mastercard
- Tier
- Classic
- Best for
- No annual fee and installment access
- Billing currency
- PHP
- Availability
- Apply via PSBank branch
- Principal annual fee
- None
- Supplementary annual fee
- None
- Fee waiver
- Principal and supplementary annual fees perpetually waived
- Monthly interest rate
- 3%
- Foreign transaction fee
- 3.5%
- Cash advance fee
- ₱200 per transaction; 3% monthly interest
- Other key benefits
- Balance Transfer, Cash Rush, installment programs and PSBank/Metrobank payment channels
- Eligibility
- Issued by Metrobank under a cross-selling arrangement with PSBank; approval subject to issuer requirements
What people say
Based on 4 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.