AirAsia Platinum Credit Card

About this product

AirAsia Platinum Credit Card from Rizal Commercial Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.

Key facts

Rate

3% per month

Rewards

Accelerated travel earn and monthly spend bonus

Good for

Frequent AirAsia travelers

Rating

3.3 / 5

Card details

Network

Visa

Tier

Platinum co-brand

Best for

Frequent AirAsia travelers

Billing currency

PHP

Availability

Public catalog

Principal annual fee

₱4,800

Supplementary annual fee

₱2,400

Intro / first-year fee

Billed ₱400/month; supplementary ₱200/month

Fee waiver

Not publicly standardized

Monthly interest rate

3%

Foreign transaction fee

1.85%

Cash advance fee

₱200 (or US$3 for applicable dollar cards)

Base earn rate

AirAsia points; as low as ₱22 per point on qualifying spend

Bonus / cashback

Accelerated travel earn and monthly spend bonus

Cap / threshold

Program terms apply

Airport lounge

Unlimited PAGSS; current rules apply

Travel / purchase insurance

Travel insurance up to ₱5M

Other key benefits

AirAsia ecosystem

Eligibility

Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone and income documents required.

Processing time

Typically 10–15 banking days after complete documents

Product page

rcbccredit.com/credit-cards

Fees / terms

rcbccredit.com/card-fees-and-charges