Finsyal
Log in
Rizal Commercial Banking
Credit cards

RCBC Airmiles Visa Signature

Rizal Commercial Banking

3.36 reviews

About this product

RCBC Airmiles Visa Signature from Rizal Commercial Banking offers 3% per month. Compare the facts below, then continue to the provider when you're ready.

Key facts

Rate
3% per month
Rewards
1:1 conversion to selected airline programs
Good for
Airline miles and travel
Rating
3.3 / 5

Card details

Network
Visa
Tier
Signature
Best for
Airline miles and travel
Billing currency
PHP
Availability
Public apply
Principal annual fee
₱5,500
Supplementary annual fee
₱2,750
Intro / first-year fee
Check current promotion
Fee waiver
Not publicly standardized
Monthly interest rate
3%
Foreign transaction fee
1.7%
Cash advance fee
₱200 (or US$3 for applicable dollar cards)
Base earn rate
1 mile per ₱25 overseas; 1 mile per ₱48 local eligible spend
Bonus / cashback
1:1 conversion to selected airline programs
Cap / threshold
Program terms apply
Airport lounge
Spend-based Priority Pass visits; unlimited PAGSS
Travel / purchase insurance
Travel insurance up to ₱20M
Other key benefits
1.50% promotional FX fee through 2026-12-31; standard stated at 1.70%
Eligibility
Principal applicant generally 21–70, Philippine resident, employed or self-employed; phone and income documents required.
Processing time
Typically 10–15 banking days after complete documents

What people say

Based on 6 reviews

Read all reviews
UN

Unknown

12 Jul 2026

Fast release, clear terms

Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.

UN

Unknown

3 Jul 2026

Good but paperwork heavy

Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.

UN

Unknown

28 Jun 2026

Reliable for repeat borrowers

Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.