Credit cards
Security Bank Wave Mastercard
Security Bank
3.49 reviews
About this product
Security Bank Wave Mastercard from Security Bank offers 3% per month. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 3% per month
- Rewards
- 1% cashback on qualifying online purchases of at least ₱1,000
- Good for
- Online spend and no annual fee
- Rating
- 3.4 / 5
Card details
- Network
- Mastercard
- Tier
- No-fee cashback
- Best for
- Online spend and no annual fee
- Billing currency
- PHP
- Availability
- Currently unavailable
- Min. annual income
- ₱480,000
- Min. monthly income
- ₱40,000
- Principal annual fee
- None
- Supplementary annual fee
- None
- Intro / first-year fee
- No annual fee
- Fee waiver
- No annual fee
- Monthly interest rate
- 3%
- Foreign transaction fee
- 2.5%
- Cash advance fee
- ₱200 per transaction
- Base earn rate
- Online cashback
- Bonus / cashback
- 1% cashback on qualifying online purchases of at least ₱1,000
- Cap / threshold
- Up to ₱3,000/year
- Airport lounge
- None
- Other key benefits
- No annual fee
- Eligibility
- Philippine resident, generally age 21–65; employment/business-tenure and documentary requirements apply.
- Processing time
- Subject to Security Bank review
- Product page
- www.securitybank.com/personal/credit-cards
What people say
Based on 9 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.