Online loans
SPayLater
Seamoney (Credit) Finance Phil
2.33 reviews
About this product
SPayLater from Seamoney (Credit) Finance Phil offers 1-5% monthly add-on. Compare the facts below, then continue to the provider when you're ready.
Key facts
- Rate
- 1-5% monthly add-on
- Amount
- Unknown
- Term
- Up to 12 mos
- Rating
- 2.3 / 5
What people say
Based on 3 reviews
UN
Unknown
12 Jul 2026
Fast release, clear terms
Applied online and got approved in two days. The rate matched what was advertised — no surprise fees. Staff answered all my questions.
UN
Unknown
3 Jul 2026
Good but paperwork heavy
Rates are competitive and the app is decent. Took a while to gather all the documents, but support was patient with an OFW like me.
UN
Unknown
28 Jun 2026
Reliable for repeat borrowers
Second time borrowing here. Renewal was smooth and the monthly amortization is exactly as computed on Finsyal.